Terms of Use

Last Updated: March 15, 2026

Effective Date: April 14, 2026

Policy Revision: 2.1.5

Texas, United States

I am John Fernando, doing business as The Hustle Guy ("THG," "I," "Me," "My"), a sole proprietorship registered in Texas, United States, at S Fielder Rd, Arlington, TX 76013.

I operate the website https://www.thehustleguy.com (the "Site"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

The Hustle Guy is a Texas-based photographer, graphic designer, and Wix web designer specializing in high-quality visual content for both businesses and individuals. From professional branding and web development to personal photography and creative design, each project I take on is tailored to make a lasting impact. By blending artistic vision with functional design, my goal is to create engaging, visually compelling experiences that resonate with any audience.

You can contact me by phone at (+1) 682-239-5858, email at [email protected], or by mail to S Fielder Rd, Arlington, TX 76013, United States.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and me, John Fernando (doing business as The Hustle Guy), concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms.

IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

I will provide you with prior notice of any scheduled changes to the Services you are using. Changes to these Legal Terms will become effective thirty (30) days after the notice is given, except if the changes apply to a court order, bug fixes, security updates, and new functionality, in which case the changes will be effective immediately. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms. If you disagree with such changes, you may terminate Services as per the section "TERM AND TERMINATION."

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

I recommend that you print a copy of these Legal Terms for your records.

TABLE OF CONTENTS

1. THG SERVICES

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Services are not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use the Services. You may not use the Services in a way that would violate the Gramm-Leach-Bliley Act (GLBA).

#TLDR

The Services are not intended for use in regions where it would violate local laws or require special registration. They are also not compliant with industry-specific regulations like HIPAA or FISMA. If your activities are subject to these laws, you cannot use the Services. Additionally, using the Services in a way that violates the Gramm-Leach-Bliley Act (GLBA) is prohibited.

2. INTELLECTUAL PROPERTY RIGHTS

My Intellectual Property

I am the owner or licensee of all intellectual property rights in my Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks").

My Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world.

The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or internal business purposes only.

For more detailed information regarding copyright and intellectual property rights, please refer to my Copyright Policy.

Your Use of My Services

Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, I grant you a non-exclusive, non-transferable, revocable license to:

Access the Services; and
download or print a copy of any portion of the Content to which you have properly gained access,

solely for your personal, non-commercial use or internal business purposes.

Except as set out in this section or elsewhere in my Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without my express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in my Legal Terms, please address your request to: [email protected].

If I ever grant you permission to post, reproduce, or publicly display any part of my Services or Content, you must identify me as the owner or licensor of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying my Content.

I reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of my Legal Terms, and your right to use my Services will terminate immediately.

Your Submissions and Contributions

Please review this section and the "PROHIBITED ACTIVITIES" section carefully prior to using my Services to understand the (a) rights you give me and (b) obligations you have when you post or upload any content through the Services.

Submissions: By directly sending me any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to me all intellectual property rights in such Submission. You agree that I shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

Contributions: The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality during which you may create, submit, post, display, transmit, publish, distribute, or broadcast content and materials to me or through the Services, including but not limited to text, writings, video, audio, photographs, music, graphics, comments, reviews, rating suggestions, personal information, or other material ("Contributions"). Any Submission that is publicly posted shall also be treated as a Contribution.

You understand that Contributions may be viewable by other users of the Services and possibly through third-party websites.

When You Post Contributions, You Grant Me a License: By posting any Contributions, you grant me an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to: use, copy, reproduce, distribute, sell, resell, publish, broadcast, retitle, store, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part), and exploit your Contributions (including, without limitation, your image, name, and voice) for any purpose, commercial, advertising, or otherwise, to prepare derivative works of, or incorporate into other works, your Contributions, and to sublicense the licenses granted in this section. My use and distribution may occur in any media formats and through any media channels.

This license includes my use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide.

You Are Responsible for What You Post or Upload: By sending me Submissions and/or posting Contributions through any part of the Services or making Contributions accessible through the Services by linking your account through the Services to any of your social networking accounts, you:

Confirm that you have read and agree with my "PROHIBITED ACTIVITIES" and will not post, send, publish, upload, or transmit through the Services any Submission nor post any Contribution that
Is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading;
To the extent permissible by applicable law, waive any and all moral rights to any such Submission and/or Contribution;
Warrant that any such Submission and/or Contributions are original to you or that you have the necessary rights and licenses to submit such Submissions and/or Contributions and that you have full authority to grant me the above-mentioned rights in relation to your Submissions and/or Contributions; and
Warrant and represent that your Submissions and/or Contributions do not constitute confidential information.

You are solely responsible for your Submissions and/or Contributions and you expressly agree to reimburse me for any and all losses that I may suffer because of your breach of (a) this section, (b) any third party’s intellectual property rights, or (c) applicable law.

I May Remove or Edit Your Content: Although I have no obligation to monitor any Contributions, I shall have the right to remove or edit any Contributions at any time without notice if, in my reasonable opinion, I consider such Contributions harmful or in breach of these Legal Terms. If I remove or edit any such Contributions, I may also suspend or disable your account and report you to the authorities. Copyright Infringement: I respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please immediately refer to the "DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY" section below.

#TLDR

I own all intellectual property (IP) in the Services, including the content and logos. You are granted a non-exclusive, non-transferable license to access and use the Services for personal or internal business use only. You cannot use or reproduce any part of the Services for commercial purposes without my permission. If you submit feedback or content, I own all rights to it and can use it as I wish, without compensating you. You are responsible for ensuring your contributions comply with the rules and won’t harm others or breach IP rights. I can remove or edit your content if it violates these terms.

3. USER REPRESENTATIONS

By using my Services, you represent and warrant that

All registration information you submit will be true, accurate, current, and complete,
You will maintain the accuracy of such information and promptly update it as necessary,
You have the legal capacity and agree to comply with these Legal Terms,
You are not a minor in the jurisdiction in which you reside,
You will not access the Services through automated or non-human means, whether through a bot, script, or otherwise,
You will not use the Services for any illegal or unauthorized purpose, and
Your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, I have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).

#TLDR

By using my Services, you confirm that your registration info is accurate, you’re of legal age, and you agree to comply with the terms. You won’t use the Services for illegal or unauthorized purposes, and you won’t access them via automated means. If your info is inaccurate, I can suspend or terminate your account.

4. USER REGISTRATION

You may be required to register to use my Services. You agree to keep your password confidential and will be responsible for all use of your account and password. I reserve the right to remove, reclaim, or change any username you select if I determine, in my sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

#TLDR

You may need to register to use my Services, and you're responsible for keeping your password confidential. I can remove or change your username if I find it inappropriate or offensive.

5. PRODUCTS

I make every effort to display as accurately as possible the colors, features, specifications, and details of the products available on my Services. However, I do not guarantee that the colors, features, specifications, and details of the products will be accurate, complete, reliable, current, or free of other errors, and your electronic display may not accurately reflect the actual colors and details of the products. All products are subject to availability, and I cannot guarantee that items will be in stock. I reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change.

#TLDR

I try to display product details accurately, but I can't guarantee that everything will be perfect or up-to-date. Product availability and prices can change, and I can discontinue any items at any time. Your display might not reflect the exact colors or details.

6. PURCHASES AND PAYMENT

I accept the following forms of payment:

Visa
Mastercard
American Express
Discover
PayPal
Klarna
Afterpay
Apple Pay
Google Pay

You agree to provide accurate and complete purchase and account information for all transactions through my services and to promptly update your details, including email, payment method, and card expiration date, as necessary for transaction processing. Payment data is securely handled and stored by Wix for Visa, Mastercard, American Express, and Discover transactions. Payments through PayPal, Klarna, Afterpay, Apple Pay, and Google Pay are processed by those respective third-party services. Sales tax will be applied as required by law, and all payments will be processed in US dollars. We reserve the right to change prices at any time. For more information, please refer to our Privacy Policy, Section 1: 'WHAT INFORMATION DO I COLLECT?' under 'Payment Data.'

You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize me to charge your chosen payment provider for any such amounts upon placing your order. I reserve the right to correct any errors or mistakes in pricing, even if I have already requested or received payment.

I reserve the right to refuse any order placed through my Services. I may, in my sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. I also reserve the right to limit or prohibit orders that, in my sole judgment, appear to be placed by dealers, resellers, or distributors.

#TLDR

I accept payments via Visa, Mastercard, American Express, Discover, PayPal, Klarna, Afterpay, Apple Pay, and Google Pay. You must provide accurate payment and contact details, which are securely processed by Wix or third-party services. All transactions are in USD, with sales tax applied as required. You agree to pay the current price and shipping fees, and authorize charges to your payment method. I can correct pricing errors even after payment. I reserve the right to refuse or limit orders, including those based on account, payment method, or shipping address, and may prohibit orders from resellers or distributors.

7. SUBSCRIPTIONS

Billing and Renewal

Your subscription will continue and automatically renew unless you cancel. By subscribing, you consent to me charging your payment method on a recurring basis without requiring your prior approval for each charge, until you cancel the applicable order. The length of your billing cycle will depend on the type of subscription plan you choose when you subscribe to the Services.

Cancellation

You can cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. If you have any questions or are unsatisfied with my Services, please email me at [email protected].

Fee Changes

I may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law.

#TLDR

Your subscription will auto-renew until you cancel. You can cancel anytime, and it will take effect at the end of the current billing cycle. I may change the subscription fee and will notify you of any price changes. If you have any questions, email me.

8. RETURN/REFUNDS POLICY

Please review my Return Policy prior to making any purchases:
https://www.thehustleguy.com/legal/return-refund.

9. PROHIBITED ACTIVITIES

You may not access or use my Services for any purpose other than that for which I make them available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by me.

As a user of my Services, you agree not to:

Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without my written permission.
Trick, defraud, or mislead me and other users, especially in any attempt to learn sensitive account information such as user passwords.
Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.
Disparage, tarnish, or otherwise harm, in my opinion, me and/or the Services.
Use any information obtained from the Services in order to harass, abuse, or harm another person.
Make improper use of my support services or submit false reports of abuse or misconduct.
Use the Services in a manner inconsistent with any applicable laws or regulations.
Engage in unauthorized framing of or linking to the Services.
Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.
Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
Delete the copyright or other proprietary rights notice from any Content.
Attempt to impersonate another user or person or use the username of another user.
Upload or transmit (or attempt to upload or transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms").
Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.
Harass, annoy, intimidate, or threaten any of my employees or agents engaged in providing any portion of the Services to you.
Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.
Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.
Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or use or launch any unauthorized script or other software.
Use a buying agent or purchasing agent to make purchases on the Services.
Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
Use the Services as part of any effort to compete with me or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise.
Selling or transferring accounts – You may not sell, transfer, or give your account to another person.
Advertising or selling goods/services – You cannot use the platform to promote or sell your own products or services unless explicitly permitted.
Redistributing digital products – You may not share, resell, or distribute templates or images uploaded on this website.
Unauthorized resale of services – You may use purchased services such as websites, graphic designs, and photographs for personal, business, or commercial purposes, but you may not resell them as standalone products or claim them as your own original creations.

#TLDR

You can only use my Services for their intended purpose. You can't use them for commercial purposes unless approved by me. Prohibited actions include data scraping, misleading other users, bypassing security features, uploading harmful material, impersonating others, and more. You cannot sell, transfer, or resell accounts or digital products, and must follow all applicable laws. Unauthorized use will lead to penalties.

10. USER GENERATED CONTRIBUTIONS

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other features, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to me or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Services and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you hereby represent and warrant that:

The creation, distribution, transmission, public display, performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to copyright, patent, trademark, trade secret, or moral rights of any third party.
You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize me, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms.
You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms.
Your Contributions are not false, inaccurate, or misleading.
Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by me).
Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person or promote violence against a specific person or class of people.
Your Contributions do not violate any applicable law, regulation, or rule.
Your Contributions do not violate the privacy or publicity rights of any third party.
Your Contributions do not violate any applicable law concerning child pornography or otherwise intend to protect the health or well-being of minors.
Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
Your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms, or any applicable law or regulation.

Any use of the Services in violation of the foregoing violates these Legal Terms and may result in, among other things, termination or suspension of your rights to use the Services.

#TLDR

When contributing content (e.g., text, images, videos) to my Services, you must ensure that it doesn’t infringe on anyone’s rights, is accurate, and isn’t harmful, misleading, or offensive. Your contributions should not violate any laws or rights (e.g., privacy, intellectual property). Any violations can lead to suspension or termination of your access to the Services.

11. CONTRIBUTION LICENSE

By posting your Contributions to any part of the Services or making Contributions accessible to the Services by linking your account from the Services to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to me an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.

This license will apply to any form, media, or technology now known or hereafter developed, and includes my use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.

I do not assert any ownership over your Contributions. You retain full ownership of all your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. I am not liable for any statements or representations in your Contributions provided by you in any area on the Services. You are solely responsible for your Contributions to the Services and you expressly agree to exonerate me from any and all responsibility and to refrain from any legal action against me regarding your Contributions.

I have the right, in my sole and absolute discretion,

To edit, redact, or otherwise change any Contributions;
To re-categorize any Contributions to place them in more appropriate locations on the Services; and
To pre-screen or delete any Contributions at any time and for any reason, without notice.

I have no obligation to monitor your Contributions.

#TLDR

By posting content (Contributions) to my Services, you grant me an unrestricted, worldwide license to use, modify, and distribute your contributions for any purpose, including commercial use. You retain ownership, but I can use your content in any format and media. You’re responsible for your content, and I’m not liable for it. I also have the right to edit, delete, or move your content at my discretion.

12. GUIDELINES FOR REVIEWS

I may provide you with areas on the Services to leave reviews or ratings. When posting a review, you agree to comply with the following criteria:

You should have firsthand experience with the person/entity being reviewed;
Your reviews should not contain offensive profanity, or abusive, racist, offensive, or hateful language;
Your reviews should not contain discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability;
Your reviews should not contain references to illegal activity;
You should not be affiliated with competitors if posting negative reviews;
You should not make any conclusions as to the legality of conduct;
You may not post any false or misleading statements; and
You may not organize a campaign encouraging others to post reviews, whether positive or negative.

I may accept, reject, or remove reviews at my sole discretion. I have absolutely no obligation to screen reviews or delete reviews, even if anyone considers them objectionable or inaccurate. Reviews are not endorsed by me and do not necessarily represent my opinions or the views of any of my affiliates or partners. I do not assume liability for any review or for any claims, liabilities, or losses resulting from any review. By posting a review, you hereby grant me a perpetual, non-exclusive, worldwide, royalty-free, fully paid, assignable, and sublicensable right and license to reproduce, modify, translate, transmit by any means, display, perform, and/or distribute all content relating to the review.

#TLDR

When posting a review, you must have firsthand experience and avoid offensive, discriminatory, or illegal language. Reviews should be honest, and you cannot organize review campaigns. I can accept or remove reviews at my discretion and am not liable for any reviews posted. By posting, you grant me the right to use your review content in any form and media.

13. SOCIAL MEDIA

As part of the functionality of the Services, I may link my account with online accounts I have with third-party service providers (each such account, a "Third-Party Account") by either:

Providing my Third-Party Account login information through the Services; or
Allowing you to access my Third-Party Account, as is permitted under the applicable terms and conditions that govern my use of each Third-Party Account. I represent and warrant that I am entitled to disclose my Third-Party Account login information to you and/or grant you access to my Third-Party Account, without breach by me of any of the terms and conditions that govern my use of the applicable Third-Party Account, and without obligating you to pay any fees or making you subject to any usage limitations imposed by the third-party service provider of the Third-Party Account.
By granting you access to any Third-Party Accounts, I understand that (a) you may access, make available, and store (if applicable) any content that I have provided to and stored in my Third-Party Account (the "Social Network Content") so that it is available on and through the Services via my account, including without limitation any friend lists and (b) you may submit to and receive from my Third-Party Account additional information to the extent I am notified when I link my account with the Third-Party Account.
Depending on the Third-Party Accounts I choose and subject to the privacy settings that I have set in such Third-Party Accounts, personally identifiable information that I post to my Third-Party Accounts may be available on and through my account on the Services.
I acknowledge that if a Third-Party Account or associated service becomes unavailable or your access to such Third-Party Account is terminated by the third-party service provider, then Social Network Content may no longer be available on and through the Services.
I will have the ability to disable the connection between my account on the Services and my Third-Party Accounts at any time.
I understand that my relationship with the third-party service providers associated with my Third-Party Accounts is governed solely by my agreement(s) with such third-party service providers.
You make no effort to review any Social Network Content for any purpose, including but not limited to, for accuracy, legality, or non-infringement, and are not responsible for any Social Network Content.
I acknowledge and agree that you may access my email address book associated with a Third-Party Account and my contacts list stored on my mobile device or tablet computer solely for purposes of identifying and informing me of those contacts who have also registered to use the Services.
I can deactivate the connection between the Services and my Third-Party Account by contacting you using the contact information below or through my account settings (if applicable).
You will attempt to delete any information stored on your servers that was obtained through such Third-Party Account, except the username and profile picture that become associated with my account.

Read my Privacy Policy to learn how I and third-party providers manage your data.

#TLDR

I may link my accounts with third-party services (e.g., social media accounts) to provide certain functionalities. You may access and store content from these accounts, depending on privacy settings, and you might also share information with these services. If a third-party service becomes unavailable or access is revoked, content may no longer be accessible through my account. I can disconnect my account from third-party services at any time. You are not responsible for reviewing the content from third-party accounts, and I understand that your relationship with these providers is separate. You may access my contacts to identify those also using the service. Any information linked through third-party accounts will be deleted, except for my username and profile picture. For more details, check my Privacy Policy.

14. THIRD-PARTY WEBSITES AND CONTENT

I may provide (or you may be sent via my site) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items that belong to or originate from third parties ("Third-Party Content"). I do not investigate, monitor, or check Third-Party Websites or Third-Party Content for accuracy, appropriateness, or completeness, and I am not responsible for any Third-Party Websites accessed through my services or any Third-Party Content posted on, available through, or installed from my services. This includes the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies contained in or associated with any Third-Party Websites or Third-Party Content.

The inclusion of, linking to, or permission to use or install any Third-Party Websites or Third-Party Content does not imply that I approve of or endorse them. If you choose to leave my services and access any Third-Party Websites or use or install any Third-Party Content, you do so at your own risk. Once you leave my services, these Legal Terms no longer apply. You should review the applicable terms and policies—including privacy and data collection practices—of any website you visit from my services, or any applications you use or install from them.

Any purchases you make through Third-Party Websites are made on those websites and with those companies, and I am not responsible for such transactions. These are strictly between you and the third party. You agree and acknowledge that I do not endorse the products or services offered on Third-Party Websites, and you agree to hold me harmless from any harm caused by your purchase of such products or services. Additionally, you agree to hold me harmless from any losses or damages you may suffer related to or resulting in any way from any Third-Party Content or any interaction with Third-Party Websites.

#TLDR

You're responsible for your own actions when accessing third-party websites or content through this site. The site owner doesn’t check or endorse external links or materials, and isn’t liable for any issues, harm, or purchases resulting from your use of them. Once you leave this site, their legal terms no longer apply. Proceed at your own risk.

15. SERVICES MANAGEMENT

I reserve the right, but not the obligation, to do any of the following:

Monitor the Services for violations of these Legal Terms;
Take appropriate legal action against anyone who, in my sole discretion, violates the law or these Legal Terms—including, without limitation, reporting such users to law enforcement authorities;
In my sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any part of them;
In my sole discretion and without notice or liability, remove from the Services or otherwise disable any files or content that are excessively large or place an undue burden on my systems; and
Manage the Services in a way that protects my rights and property and helps ensure the proper functioning of the Services.

#TLDR

I may choose to monitor and manage the site as needed. This includes taking legal action, limiting access, removing content, or restricting anything that violates the rules, strains the system, or threatens the proper operation or integrity of the services—but I’m not obligated to do so.

16. PRIVACY POLICY

I care about data privacy and security. Please take a moment to review my Privacy Policy. By using the Services, you agree to be bound by my Privacy Policy, which is incorporated into these Legal Terms. Please note that the Services are hosted in the United States. If you access the Services from a region of the world with laws or requirements governing personal data collection, use, or disclosure that differ from those in the United States, then by continuing to use the Services, you are transferring your data to the United States and you expressly consent to have your data transferred to and processed in the United States.

#TLDR

By using the Services, you agree to the Privacy Policy and consent to your data being transferred to and processed in the U.S., regardless of your local data laws.

17. DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY

Notifications

I respect the intellectual property rights of others. If you believe that any material available on or through my Services infringes upon any copyright you own or control, please notify my Designated Copyright Agent immediately using the contact information provided below (a "Notification"). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification

Please be advised that, under federal law, you may be held liable for damages if you make material misrepresentations in a Notification. Therefore, if you are unsure whether material located on or linked to by my Services infringes your copyright, I recommend consulting with an attorney before submitting a Notification.

All Notifications should meet the requirements of the DMCA (17 U.S.C. § 512(c)(3)) and include the following information:

A physical or electronic signature of a person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed;
Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works on the Services are covered by the Notification, a representative list of such works;
Identification of the material claimed to be infringing or the subject of infringing activity and to be removed or disabled, along with information reasonably sufficient to allow me to locate the material;
Information reasonably sufficient to contact you, such as an address, telephone number, and if available, an email address;
A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the Notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed.

Counter Notification

If I have removed your copyrighted material from the Services by mistake or misidentification, you may submit a written counter notification to my Designated Copyright Agent using the contact information below (a "Counter Notification"). To be effective under the DMCA, your Counter Notification must include substantially the following:

Identification of the material that was removed or disabled and the location where it appeared before removal or disabling;
A statement consenting to the jurisdiction of the Federal District Court for the district where your address is located, or if outside the United States, for any judicial district where I am located;
A statement that you will accept service of process from the party who submitted the original Notification or their agent;
Your name, address, and telephone number;
A statement, under penalty of perjury, that you have a good faith belief that the material was removed or disabled by mistake or misidentification; and
Your physical or electronic signature.

If you send me a valid, written Counter Notification meeting these requirements, I will restore the removed or disabled material unless I first receive notice that the party who filed the original Notification has filed a court action to restrain you from engaging in infringing activity related to that material.

Please be aware that if you materially misrepresent that the content was removed by mistake or misidentification, you may be liable for damages, including costs and attorney’s fees. Filing a false Counter Notification constitutes perjury.

Designated Copyright Agent:

John Fernando

Attn: Copyright Agent

S Fielder Rd. Arlington, TX 76013

United States

[email protected]

#TLDR

If you believe that any content on or accessed through the Services infringes your copyright, please submit a DMCA takedown notice containing all required information to the Designated Copyright Agent listed below. Misrepresentations in such notices may result in liability. Should your content be mistakenly removed, you may file a counter-notification meeting statutory requirements to request restoration of the material. Submitting false counter-notifications may also subject you to legal penalties.

18. TERM AND TERMINATION

These Legal Terms remain in full force and effect for as long as you use the Services.

WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, I RESERVE THE RIGHT, AT MY SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, TO DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES) TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING BUT NOT LIMITED TO ANY BREACH OF THESE LEGAL TERMS OR APPLICABLE LAW OR REGULATION. I MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION YOU HAVE POSTED AT ANY TIME, WITHOUT WARNING, AT MY SOLE DISCRETION.

If I terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you are acting on behalf of that third party. In addition to terminating or suspending your account, I reserve the right to take appropriate legal action, including pursuing civil, criminal, and injunctive remedies.

#TLDR

These terms apply while you use the Services. I can suspend or terminate your access at any time, for any reason or no reason, without notice. If your account is terminated, you cannot create a new one, and I may take legal action if needed.

19. MODIFICATIONS AND INTERRUPTIONS

I reserve the right to change, modify, or remove the contents of the Services at any time or for any reason, at my sole discretion, without notice. However, I have no obligation to update any information on the Services. I also reserve the right to modify or discontinue all or part of the Services without notice at any time. I will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

I cannot guarantee that the Services will be available at all times. I may experience hardware, software, or other issues or need to perform maintenance related to the Services, which may result in interruptions, delays, or errors. I reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that I have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance.

Nothing in these Legal Terms obligates me to maintain or support the Services or to supply any corrections, updates, or releases in connection with the Services.

#TLDR

I can change, update, or remove any part of the Services at any time without notice and have no obligation to keep information current. The Services may experience downtime or interruptions, and I’m not liable for any issues caused by this. I’m not required to maintain or support the Services.

20. GOVERNING LAW

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Texas applicable to agreements made and to be entirely performed within the State of Texas, without regard to its conflict of law principles.

21. DISPUTE RESOLUTION

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes ("AAA Consumer Rules"), both of which are available at the American Arbitration Association (AAA) website. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. If such costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in Tarrant, Texas. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in Tarrant, Texas, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Legal Terms.

In no event shall any Dispute brought by either Party related in any way to the Services be commenced more than one (1) years after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions to Arbitration

The Parties agree that the following Disputes are not subject to the above provisions concerning binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

#TLDR

If we can’t resolve a dispute informally, it will be settled by binding arbitration in Tarrant, Texas, not in court, waiving your right to a jury trial. Arbitration is individual only—no class actions or group claims allowed. Some disputes (like intellectual property or injunctions) can still go to court. Disputes must be brought within one year.

22. CORRECTIONS

There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and other details. I reserve the right to correct any such errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

23. DISCLAIMER

The Services are provided on an “as-is” and “as-available” basis. You agree that your use of the Services is at your sole risk. To the fullest extent permitted by law, I disclaim all warranties, express or implied, regarding the Services and your use of them, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

I make no warranties or representations about the accuracy or completeness of the Services’ content or the content of any websites or mobile applications linked to the Services. I assume no liability or responsibility for any:

Errors, mistakes, or inaccuracies of content and materials;
Personal injury or property damage of any kind resulting from your use of the Services;
Unauthorized access to or use of my secure servers or any personal or financial information stored therein;
Interruption or cessation of transmission to or from the Services;
Bugs, viruses, Trojan horses, or other harmful components that may be transmitted to or through the Services by any third party; or
Errors or omissions in any content or materials or any loss or damage incurred as a result of your use of any content available through the Services.

I do not warrant, endorse, guarantee, or assume responsibility for any product or service offered or advertised by a third party through the Services, hyperlinked websites, or any website or mobile application featured in any banner or advertising. I will not be involved in or responsible for monitoring any transaction between you and third-party providers.

As with any purchase or transaction made through any medium or environment, you should use your best judgment and exercise caution where appropriate.

#TLDR

The Services are provided "as-is" with no warranties. I’m not responsible for errors, damages, security breaches, viruses, or issues from third-party content or transactions. Use the Services and third-party offers at your own risk and exercise caution.

24. LIMITATIONS OF LIABILITY

In no event will I or my directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Services, even if I have been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, my liability to you for any cause whatsoever and regardless of the form of action will at all times be limited to the amount paid, if any, by you to me during the six (6) month period prior to any cause of action arising. Certain U.S. state laws and international laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.

#TLDR

I’m not liable for any damages from your use of the Services, and if I am, my maximum liability is limited to what you paid me in the last six months. Some laws might give you additional rights.

25. INDEMNIFICATION

You agree to defend, indemnify, and hold me harmless, including my subsidiaries, affiliates, and all of my respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of:

Your contributions;
Your use of the Services;
Your breach of these Legal Terms;
Any breach of your representations and warranties set forth in these Legal Terms;
Your violation of the rights of a third party, including but not limited to intellectual property rights; or
Any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, I reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify me, and you agree to cooperate, at your expense, with my defense of such claims. I will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

#TLDR

You agree to protect and cover me and my team from any losses or legal claims caused by your actions, use of the Services, or violations of these terms. I can take control of the defense at your cost, and you agree to help.

26. USER DATA

I understand that certain data I transmit to the Services will be maintained for the purpose of managing their performance, as well as data related to my use of the Services. Although regular routine backups of data are performed, I acknowledge that I am solely responsible for all data I transmit or that relates to any activity I undertake using the Services. I agree that the provider shall have no liability to me for any loss or corruption of such data, and I hereby waive any right of action against them arising from any such loss or corruption.

27. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

By visiting the Services, sending emails, and completing online forms, I acknowledge that I am engaging in electronic communications. I consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications provided to me electronically—via email and on the Services—satisfy any legal requirement that such communications be in writing.

I AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AS WELL AS TO THE ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY THE PROVIDER OR THROUGH THE SERVICES.

I hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction that require an original signature, or the delivery or retention of non-electronic records, or payments or the granting of credits by means other than electronic means.

#TLDR

By using the service, you agree to communicate electronically (like by email or online forms), accept electronic signatures and documents, and waive any requirement for paper copies or physical signatures.

28. CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

29. MISCELLANEOUS

These Legal Terms, along with any policies or operating rules posted by the provider on the Services or in connection with the Services, constitute the entire agreement and understanding between me and the provider. The provider’s failure to exercise or enforce any right or provision of these Legal Terms does not operate as a waiver of that right or provision. These Legal Terms operate to the fullest extent permitted by law. The provider may assign any or all of their rights and obligations to others at any time. They are not responsible or liable for any loss, damage, delay, or failure to act caused by circumstances beyond their reasonable control.

If any provision, or part of a provision, of these Legal Terms is found to be unlawful, void, or unenforceable, that provision or part will be deemed severable and will not affect the validity and enforceability of the remaining provisions. I understand that no joint venture, partnership, employment, or agency relationship is created between me and the provider as a result of these Legal Terms or my use of the Services. I agree that these Legal Terms will not be construed against the provider because they drafted them. I hereby waive any and all defenses I may have based on the electronic form of these Legal Terms and the absence of a physical signature by the parties to execute these Legal Terms.

#TLDR

These terms are the full agreement between you and the provider. If part is invalid, the rest still applies. The provider isn’t liable for things beyond their control and can transfer their rights anytime. Using the service doesn’t create a job or partnership. You accept the terms electronically and can’t challenge them for lacking a physical signature.

30. DO I MAKE UPDATES TO THIS NOTICE?

I may update these Terms of Use from time to time to reflect changes in legal, regulatory, or operational requirements. When updates are made, the "Last Updated" date at the top of this page will be revised accordingly. Unless otherwise required by law, any modifications will become effective 30 days after the date of posting. If the changes are material, I will notify you via email or by other appropriate means. I encourage you to review these Terms periodically to remain informed of your rights and obligations.

31. HOW CAN YOU CONTACT ME ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may email me at [email protected] or contact me by post at:

John Fernando

S Fielder Rd.

Arlington, TX 76013

United States.

32. REVISION OF POLICY FROM 1.3.2 TO 2.1.5

I’ve made several important updates to the Terms of Use to reflect ongoing changes in legal and regulatory requirements, and to ensure clearer communication with users. These revisions are intended to provide greater transparency and legal clarity regarding your rights and responsibilities when using this site and its services. Key changes include:

Limitations of Liability: Clarified the extent of liability in various scenarios to align with current legal standards and regulatory expectations.
Indemnification: Expanded the indemnification clause to better define user obligations in the event of a claim.
User Data: Updated provisions on how user data is collected, processed, and retained, including enhanced transparency around lawful bases for processing.
Electronic Communications, Transactions, and Signatures: Aligned these sections with evolving digital commerce standards to ensure legal enforceability and ease of use.
California Users and Residents: Revised and expanded rights and disclosures under the California Consumer Privacy Act (CCPA) and other applicable California laws.

Additional updates include removing outdated references to third-party partners, simplifying language to improve readability, and correcting typographical errors. These changes are part of an ongoing effort to keep our policies up-to-date with regulatory developments and to ensure that your experience remains secure, transparent, and user-focused.

I encourage you to review the updated Terms of Use in full. Your continued use of the services after these changes take effect will indicate your acceptance of the revised terms.

#TLDR

The Terms of Use were updated for legal clarity and transparency. Key changes include clearer limits on liability, expanded rules for user responsibility, updates on data handling, improved electronic communication terms, and enhanced rights for California users. Outdated info was removed, and the language was simplified. Continued use means you accept the new terms.