SearcH

Capture Your Special Moments Create lasting memories with a personalized photography session. From family portraits and engagement sessions to maternity, headshots, or creative projects, I’ll help bring your vision to life. Sessions within the Dallas–Fort Worth Metroplex (DFW) are included. Please include your preferred location when booking. ---------------------------------- Photography Packages ---------------------------------- [Package 3 - Premium] – $320 Discounted Rate (DR) available "Package 3 - Premium (DR)" [Package 3P - Outside DFW] – $370 Discounted Rate (DR) available "Package 3P - Outside (DR)" - 3 hours and 30 minutes | Up to 3 locations or multiple outfit changes - 40 edited high-resolution digital photos - Optional prints and albums available [Add-Ons] Price varies / Restrictions applies - Extra location: $40 (Within DFW), $80 (Outside DFW) max 2 - Additional photos: $8 each - Instax Films Wide Format - 10.6 cm: $10 each - Expedited delivery: $45 ---------------------------------- Discounted Rate (DR) Notice: By selecting the discounted rate ($20 off) and signing the "Photo Usage Agreement" on the day of your photoshoot, you agree to allow John Fernando ("The Hustle Guy" or "THG") to use your selected photos for its website and promotional materials for up to 24 months. You will be informed in advance which photos will be used. If the Photo Usage Agreement is not signed on the day of the photoshoot, the discounted rate will be reversed. After 24 months, the photos will no longer be used and will be discarded. ---------------------------------- Booking Notes Include your preferred location and any special requests when booking. My goal is to make your session enjoyable and deliver professional photos you’ll love. ---------------------------------- [Delivery] Standard: 5–7 business days Expedited: 3–5 business days (+$50) Delays: Expedited fees refunded + $10 rebate if not expedited.

Schedule a session for any questions, updates, or clarifications you may have. This meeting is intended to support clear communication and address any topics or concerns that require discussion. It provides an open space to exchange information and ensure mutual understanding. If you prefer an in-person meeting, please include your preferred location within the Dallas–Fort Worth Metroplex (DFW) area in your message. For online sessions, Zoom is available, and you may also contact me to request an alternative platform if needed.

Capture Your Special Moments Create lasting memories with a personalized photography session. From family portraits and engagement sessions to maternity, headshots, or creative projects, I’ll help bring your vision to life. Sessions within the Dallas–Fort Worth Metroplex (DFW) are included. Please include your preferred location when booking. ---------------------------------- Photography Packages ---------------------------------- [Package 2 - Extended] – $270 Discounted Rate (DR) available "Package 2 - Extended (DR)" [Package 2E - Outside DFW] – $320 Discounted Rate (DR) available "Package 2E - Outside (DR)" - 2 hours and 30 minutes | Up to 2 locations / few outfit change - 30 edited high-resolution digital photos - Optional prints available [Add-Ons] Price varies / Restrictions applies - Extra location: $40 (Within DFW), $80 (Outside DFW) max 2 - Additional photos: $8 each - Instax Films Wide Format - 10.6 cm: $10 each - Expedited delivery: $45 ---------------------------------- Discounted Rate (DR) Notice: By selecting the discounted rate ($20 off) and signing the "Photo Usage Agreement" on the day of your photoshoot, you agree to allow John Fernando ("The Hustle Guy" or "THG") to use your selected photos for its website and promotional materials for up to 24 months. You will be informed in advance which photos will be used. If the Photo Usage Agreement is not signed on the day of the photoshoot, the discounted rate will be reversed. After 24 months, the photos will no longer be used and will be discarded. ---------------------------------- Booking Notes Include your preferred location and any special requests when booking. My goal is to make your session enjoyable and deliver professional photos you’ll love. ---------------------------------- [Delivery] Standard: 5–7 business days Expedited: 3–5 business days (+$50) Delays: Expedited fees refunded + $10 rebate if not expedited.

In today’s competitive market, first impressions are powerful. The way a business presents itself visually can determine how potential customers view its professionalism, reliability, and quality. High-quality photography is no longer just a luxury for big companies. It has become a vital part of how small and medium-sized businesses build their reputation and attract customers online. Studies show that professional photos can shape how people perceive a business, increase customer trust, and support long-term growth (Ajiva, Ejike, & Abhulimen, 2024). The Importance of a Professional Image According to Harvard Business School professor Laura Morgan Roberts, people constantly form opinions based on what they see. She explains that “people are constantly observing your behavior and forming theories about your competence, character, and commitment” ( Stark , 2005). This idea applies not only to individuals but also to businesses. A company’s visual presentation—its website, social media posts, and marketing materials—communicates messages about who they are and what they stand for. If the visuals look polished and consistent, customers are more likely to see the business as trustworthy and professional. Creating a strong professional image involves more than just appearance. Roberts emphasizes that credibility and authenticity must work together. In the same way, professional photos should reflect the true values of a business. Authentic images, such as real employees at work or products photographed in their actual environment, make a stronger connection with customers than overly edited or stock photos. This balance between credibility and authenticity builds trust and long-term loyalty. Why Professional Photography Matters for Business Growth Professional photography plays a major role in shaping how customers view a brand. Research shows that people process visual information much faster than text, which means strong images grab attention and make messages easier to remember. High-quality photos help a business tell its story, share its values, and connect emotionally with its audience (Ajiva et al., 2024). The 2024 study from the International Journal of Management & Entrepreneurship Research found that professional photography is critical for building a brand’s identity and improving customer trust. Businesses that use clear, high-quality visuals tend to have higher engagement and conversion rates because customers associate those visuals with reliability and care. For example, a well-lit photo of a product allows customers to see its details, quality, and design, which helps them feel more confident about their purchase. In contrast, poor-quality images can make even great products appear unappealing or untrustworthy. Professional photographers also bring technical skills and creative expertise that go beyond what most people can do with a phone camera. They understand lighting, composition, and editing, which allows them to produce images that are consistent and aligned with a brand’s style. This consistency is important because customers often recognize and remember brands through their visuals. Seeing the same quality and style across a company’s website, social media, and advertisements builds familiarity and reinforces brand identity. Professional Photos as a Marketing Strategy Using professional photos is more than just about appearance—it is a marketing strategy. According to Ajiva et al. (2024), professional photography supports key areas of digital marketing such as social media, websites, email campaigns, and online advertising. For example: On social media , quality photos attract attention, increase engagement, and help build a loyal following. On websites , strong visuals create a positive first impression and encourage visitors to stay longer. In email marketing , eye-catching images make readers more likely to click through and explore the content. In online ads , professional photos can increase click-through rates by making products and services stand out. In each of these channels, visual consistency matters. Using the same color tones, lighting style, and message across platforms helps customers easily recognize the brand. This uniform look strengthens the company’s reputation and makes its marketing more effective over time. Balancing Costs and Long-Term Value One common challenge for small businesses is the cost of hiring a professional photographer. While it may seem expensive at first, the investment often pays off in the long run. High-quality images can be used across many platforms, such as websites, advertisements, and print materials, without losing their value. They can help increase sales, improve brand reputation, and reduce the need for frequent rebranding or design changes (Ajiva et al., 2024). In addition, professional photos often lead to higher customer satisfaction. When customers see real, high-quality visuals that match the products or services they receive, it creates a sense of honesty and reliability. Over time, this builds customer loyalty and positive word-of-mouth, both of which are key to business growth. The Connection Between Image and Trust Returning to Professor Roberts’s research, managing your image is about controlling how others perceive your competence and character (Stark, 2005). The same idea applies to businesses. If a company does not actively manage its visual image, others will form their own opinions, which may be inaccurate or negative. Professional photography helps ensure that the image a business projects aligns with how it wants to be seen. It serves as a tool for shaping public perception and maintaining trust. Bringing It All Together: A Real-World Example As a professional photographer and owner of The Hustle Guy, I have seen how the right visuals can completely change the way customers view a business. Many of my clients come to me because they want their brand to look more professional and stand out online. Through each project, I focus on creating images that show the story, personality, and purpose behind their business. Whether it is product photos, branding sessions, or lifestyle shoots, I make sure every photo highlights what makes their brand unique. Once they use these images on their websites or social media, the difference is clear. Customers start to notice them more, engagement increases, and their business feels more established. High-quality visuals are not only about appearance. They build trust and show potential customers that your business values quality and attention to detail. This is what turns interest into action. At The Hustle Guy, my goal is to help businesses of all sizes create a strong and authentic image that helps them grow faster and connect with their audience in a meaningful way. If you're interested, reach out today! In Conclusion Professional photos are more than attractive visuals; they are strategic tools that influence how people think and feel about a business. They communicate professionalism, build trust, and create emotional connections that drive customer engagement and sales. As both Stark (2005) and Ajiva et al. (2024) suggest, managing one’s image, whether personal or professional, is essential for success. For businesses, investing in professional photography is not just about looking good. It is about creating a lasting and credible image that helps them grow faster in today’s digital marketplace. References Abiola, O., Gift, O., & Omozele, A. (2024). The critical role of professional photography in digital marketing for SMEs: Strategies and best practices for success. International Journal of Management & Entrepreneurship Research , 6 (8), 2626–2636. https://doi.org/10.51594/ijmer.v6i8.1410 Stark, M. (2005, June 20). Creating a positive professional image: Working Knowledge . Harvard Business School. https://www.library.hbs.edu/working-knowledge/creating-a-positive-professional-image

As a dedicated photographer and a passionate Fujifilm fan, my journey with the Fujifilm XH2 mirrorless camera has been a thrilling experience full of both excitement and a few setbacks. With each outing, I face moments that uplift me and others that test my patience. Here’s a candid look at five aspects I love and hate about my Fujifilm XH2. Let’s gooooo! The Love: Impeccable Image Quality The Fujifilm XH2 truly shines when it comes to image quality. Featuring a 40.2-megapixel sensor, this camera captures stunning detail and vibrant colors that impress at every turn. Even in low-light environments, it maintains clarity and minimizes noise, which is particularly crucial for night photography. For instance, during a recent evening shoot at Coca-Cola "Classic Christmas" in Arlington, TX, I was amazed by how clear and vibrant my images turned out, despite the dim lighting. The colors popped in a way that brought the scene to life. One of the standout features is Fujifilm’s Film Simulation modes. For example, the Classic Chrome mode provides a beautiful, muted color palette reminiscent of classic films, benefiting my editing process. This allows me to spend less time adjusting colors and more time creating art. Coca-Cola's Classic Christmas event, held at Choctaw Stadium in Arlington, TX, captured on December 22, 2024, with a Fujifilm XH2 and XF16-80mm F4 lens. The Hate: Okay Battery Life While the image quality is excellent, the battery life is a bit of a mixed bag. For a full day of shooting, the battery generally lasts with normal use, but it can drain quicker than expected, especially when constantly taking photos and videos and tweaking settings to get the most out of the camera. I've found myself needing to swap batteries by the end of the day—though it's not a huge issue since I carry spares. That said, a bigger battery would certainly be nice to have for those longer, more demanding shoots. In the end, it’s not a major concern for me, since I always have extra batteries on hand, but I do think a longer-lasting battery would improve the overall experience, especially when trying to avoid interruptions in the middle of a shoot. The Love: User-Friendly Interface Another aspect I appreciate is the user-friendly interface. The button layout, combined with the top dial featuring PSAM modes and 7 custom settings, makes it easy to access essential functions without sifting through complex menus. This is especially valuable when I need to quickly adjust settings while on location. For example, during a recent visit at Fort Worth Zoo, I was able to rapidly adjust my exposure settings as the light changed, allowing me to capture the moment without missing a beat. The customizable function buttons and the top dial allow me to tailor the camera’s settings to my shooting style, making it easier to capture candid moments seamlessly. A vibrant group of pink flamingos captured at the Fort Worth Zoo in May 2024, using a Fujifilm XH2 with an XF16-80mm F4 lens. The Hate: Autofocus Performance in Certain Conditions Despite its many strengths, the autofocus performance in low-light or high-contrast situations can occasionally be less reliable. While the X-H2 generally excels, I’ve still missed a few key shots—like a perfect candid moment of a friend during an evening gathering—due to a brief focus delay or minor inaccuracies. This is especially frustrating since speed and accuracy are essential when capturing spontaneous moments. While the autofocus system has improved significantly, particularly with low-light performance and subject tracking, there are still occasional challenges in extremely tricky lighting or high-contrast environments, making it clear that there's room for further improvement in these areas. A low-light shot with blurred bokeh highlights from Coca-Cola's Classic Christmas event, captured on December 22, 2024, with a Fujifilm XH2 and XF16-80mm F4 lens. The Love: Strength for Video As someone who also enjoys videography, the Fujifilm X-H2’s built-in film simulations are a game changer. This feature allows me to apply various creative looks to my footage instantly, enhancing the storytelling aspect of my videos With 4K recording capabilities, I can tackle future projects ranging from energetic city scenes to tranquil nature shots. The video quality consistently impresses, allowing me to create dynamic content that engages viewers. The Hate: Slightly Heavier Design While the build quality feels solid and professional, the Fujifilm X-H2 can feel a bit heavy after a few hours of shooting. At around 660 grams, it’s not the lightest camera out there. After a long day of shooting, the weight can start to be noticeable. I like the sturdy design, a lighter, more compact version would make it easier to carry during long shoots or when I'm moving between different locations. A photo taken with the iPhone 16 Pro Max, showcasing the Fujifilm XH2 and XF70-300mm F4-5.6 lens. Reflections on My Journey Looking back on my experience with the Fujifilm X-H2, it’s clear that this journey has been a blend of passion and a sense that there’s still room for growth. The camera’s superb image quality, user-friendly interface, and impressive video capabilities make it a powerful tool for both enthusiasts and professionals—though I look forward to seeing how it evolves in the future. However, there are a few areas that remind me that no camera is perfect. The battery life is decent, but for long shooting sessions, I do need to carry spares. The autofocus generally performs very well, though it can occasionally struggle in tricky lighting or high-contrast scenes. And while the camera isn’t necessarily bulky, its weight can be noticeable after hours of shooting. Despite these quirks, I’m excited to see how Fujifilm continues to improve in future models. No matter the ups and downs, I’m proud to be part of the Fujifilm community. What aspects do you love or hate about your X-H2? Does this blog post help you decide whether you want to purchase this camera? Let’s continue the conversation below! Please be respectful and considerate when posting comments. :)

Shibuya Crossing, Shibuya, Japan | June 2024 Photography isn’t just a hobby — it’s a way to capture moments and tell stories without saying a word. Whether it’s a stunning landscape or a bustling city street, getting better at photography can open up a whole new world of creativity. This guide is packed with tips and tricks to help beginners level up their skills and take photos they’re proud of. Understand Your Camera Canon and Sony A7IV The first step to getting better at photography is knowing your camera. Take time to explore its settings, modes, and features. Whether you’re using a DSLR, mirrorless camera, or smartphone, understanding how it works makes a big difference. Get familiar with aperture, shutter speed, and ISO. These three elements shape how your photos turn out. A wide aperture, like f/1.8, gives you that nice blurry background that’s great for portraits. On the other hand, a smaller aperture, like f/16, keeps everything sharp and clear, making it ideal for landscapes. Play around with manual settings to get comfortable and gain confidence behind the lens. Master the Basics of Composition A foggy morning at Destin, Florida | March 2025 Composition is all about how you arrange the elements in your photos to tell a story. A good place to start is with the rule of thirds. Picture your frame split into a 3x3 grid, and position your subject along the lines or where they intersect. This simple technique creates a more balanced and dynamic shot. For example, placing the horizon line in the top or bottom third can add depth and make your landscape photos pop. You can also experiment with other methods like leading lines or symmetry to guide the viewer’s eye through your image. And don’t be afraid to break the rules! Sometimes, the most powerful photos come from those unexpected angles. Play with Lighting Sunset at Downtown Dallas | May 2024 Lighting plays a huge role in photography and can completely change the mood of your images. The golden hour, which happens right after sunrise or just before sunset, provides soft, warm light that makes everything look better. Some photographers even say photos taken during this time can boost the appeal by up to 50%. So, try to make it a habit to shoot during these golden moments. If you’re indoors or it’s cloudy, don’t forget about natural light. Use window light as much as you can as it creates beautiful shadows and highlights that can really bring depth to portraits and still life shots. Get to Know Your Subjects Sunset at Destin, Florida | March 2025 Building a connection with your subjects, especially in portrait photography, can really elevate the quality of your shots. Engage with the people you’re photographing. A genuine smile or a spontaneous moment can turn a simple photo into something truly special. In landscape photography, think about your angles and how far you are from your subject. For instance, shooting a mountain range from a lower angle with some foreground elements adds depth and makes the viewer feel like they’re part of the scene. Move around your subject to find unique perspectives that stir emotions or tell a deeper story. Invest Time in Post-Processing Fort Worth Zoo, Fort Worth, Texas | May 2024 Post-processing is a crucial part of photography that beginners often overlook. Learning how to edit your photos can really boost their impact. Programs like Adobe Lightroom and Photoshop give you the tools to enhance colors, adjust exposure, and crop images to perfection. For example, a small increase in contrast can make features in a landscape photo stand out in a big way. The goal is to create a polished look without going overboard with editing. If you want to take your editing skills further, consider taking an online course focused on photography editing. Practice, Practice, Practice Sunset at Gulf of America (Mexico), Destin, Florida | March 2025 Like any skill, photography gets better with consistent practice. Make time each week for photo walks or projects that focus on specific themes. Joining local photography clubs or online communities can also help you share your work and get valuable feedback. This input is key for improving your skills and keeping you motivated. Don’t be afraid to experiment. Try out new techniques, explore different genres, and push yourself beyond your usual style. If you’re into landscapes, challenge yourself with street photography or macro shots. Analyze and Learn from Others Strolling at Downtown, Dallas | May 2024 To improve your photography, study the work of experienced photographers. Take a look at both classic and contemporary photos that inspire you. Break down what makes them powerful, focusing on composition, lighting, and subject matter. Platforms like Instagram and Pinterest are great for endless visual inspiration. Find tutorials that align with your interests and dive into new projects that challenge your creativity. Stay Inspired Foggy morning at Destin, Florida | March 2025 Staying inspired is key to growing as a photographer. Follow photographers whose work fuels your creativity and immerse yourself in visual content that excites you. Exposure to art, travel, and nature can spark fresh ideas. Collaborating with other photographers or attending workshops can also reignite your passion. These shared experiences can bring new energy to your creative process and keep you motivated. Embrace Your Photography Journey Holidays at Arlington, TX | December 2024 Improving your photography skills is an exciting journey that fuels both creativity and artistry. By getting to know your camera, mastering composition, experimenting with lighting, and dedicating time to practice, you’ll see growth in your work. Remember, great photography blends technical skill with your unique vision. It’s not just about capturing the perfect shot—it’s about telling a story, evoking emotion, and sharing how you see the world. Engage with your subjects, whether it’s a person, landscape, or object, and experiment with new styles to keep your creativity flowing. Stay inspired by seeking out new perspectives, exploring different genres, and challenging yourself to step outside your comfort zone. It’s time to take action. I know you’ve got this—your perspective is one of a kind, and the world is waiting to see it.

Read John Fernando's Return and Refund Policy | The Hustle Guy. Learn about my process for returns, exchanges, and refunds to ensure customer satisfaction. REFUND & RETURN POLICY Last Updated: March 27, 2026 Effective Date: April 26, 2026 Texas, United States Digital Products Digital purchases (e.g., e-books, templates, software, online courses, gift cards) are non-refundable once delivered and downloaded. If you experience technical issues, fill out the form at https://www.thehustleguy.com/contact , select Inquiry Type: Product Return or Exchange , and include the message: "I am experiencing an issue with my digital product. My details are below: Order Number: [Your Order Number] Product Name: [Product Name] Issue Description: [Brief Explanation]" Alternatively, you can send an email to [email protected] with the same details. I will review the issue and offer a solution, subject to approval . Tangible Products Tangible products may be returned within 7 days of delivery, provided they are unused , in their original condition , and in the original packaging . To request a return, fill out the form at https://www.thehustleguy.com/contact , select Inquiry Type: Product Return or Exchange , and include the message: "I am requesting a return for my order. My details are below: Order Number: [Your Order Number] Product Name: [Product Name] Reason for Return: [Brief Explanation]" Alternatively, you can send an email to [email protected] with the same details. Order or Service Cancellations If you need to cancel an order or service before it has been fulfilled, follow these steps: For Tangible Products: If your order has not shipped yet, you may request a cancellation. For Website Design, Website Management, Graphic Design Services, or Photography Services: You may cancel before work has started for a full refund. However, the Order Form Agreement still applies , and applicable fees may be charged based on the terms agreed upon at the time of purchase. To request a cancellation, fill out the form at https://www.thehustleguy.com/contact , select Inquiry Type: Order / Service Cancellation , and include the message: "I am requesting to cancel my order/service before it has been fulfilled. My details are below: Order Number: [Your Order Number] Product/Service Name: [Product or Service]" Alternatively, you can send an email to [email protected] with the same details. Website Design & Website Management Services Due to the customized nature of these services, all payments are non-refundable once work has started . If you wish to cancel before work begins, follow the cancellation request process above. However, the Order Form Agreement still applies , and applicable fees may be charged if work has already been initiated in any capacity. Any major changes requested after the design process starts require mutual approval . Graphic Design All graphic design services (e.g., logo creation, branding, digital illustrations) are non-refundable once the service has been provided. If you are unhappy with the results, you can request a rework . Fill out the form at https://www.thehustleguy.com/contact , select Inquiry Type: Customer Satisfaction (Rework) , and include the following message: "I am requesting a rework for my order. My details are below: Order Number: [Your Order Number] Product/Service Name: [Graphic Design] Issue Description: [Brief Explanation]" Alternatively, you can send an email to [email protected] with the same details. All rework requests are subject to review and approval . I will assess the issue and determine the best way to improve the final result. Photography Services Photography services are non-refundable once the session has been completed. If you are unhappy with the results, you can request a rework. Fill out the form at https://www.thehustleguy.com/contact , select Inquiry Type: Customer Satisfaction (Rework) , and include the following message: "I am requesting a rework for my order. My details are below: Order Number: [Your Order Number] Product/Service Name: [Photography] Issue Description: [Brief Explanation]" Alternatively, you can send an email to [email protected] with the same details. All rework requests are subject to review and approval . I will assess the issue and determine the best way to improve the final result. Cancellations made within 48 hours of a scheduled session may incur a 10% cancellation fee , except in cases of medical emergencies or the death of a family member. I ask that these exceptions be used fairly and ethically. Exceptions If you receive a damaged or defective product or believe a service was not performed as agreed , fill out the form at https://www.thehustleguy.com/contact , select Inquiry Type: Customer Satisfaction (Rework) , and include the message: "I am reporting an issue with a product/service. My details are below: Order Number: [Your Order Number] Product/Service Name: [Product or Service] Issue Description: [Brief Explanation]" All rework requests are subject to review and approval . Alternatively, you can send an email to [email protected] with the same details. Exchanges If you would like to exchange a tangible product, follow the return process outlined above. Once the return is approved, an exchange will be provided based on availability . How often do I update this Refund and Return Policy? I may update this Refund and Return Policy from time to time to reflect changes in my refund and return practices or for other operational , legal , or regulatory reasons . Please revisit this Refund and Return Policy regularly to stay informed about my procedures and guidelines. Email notifications will be sent to your email registered on file about changes to any of my policies. The date at the top of this Refund and Return Policy indicates when it was last updated. The effective date of any updates will be 30 days from the day the policy is updated.

Read the Copyright Policy for John Fernando | The Hustle Guy. Learn about the protection of my creative works and the proper usage of content on my website and services. COPYRIGHT Last updated: March 26, 2026 Texas, United States Intellectual Property Rights All content on The Hustle Guy ("THG") website, including but not limited to text, images, videos, graphics, logos, and other materials, is the intellectual property of John Fernando and is protected under applicable copyright laws. All rights are reserved. Unauthorized use, reproduction, distribution, or modification of any content on THG is strictly prohibited and may result in legal action. Saving Digital Content To maintain the security and integrity of my content, the saving, downloading, or capturing of photos, videos, or other media directly from The Hustle Guy ("THG") website is disabled. Any attempts to bypass or override these restrictions through technical means or other methods will be considered a violation of this policy and may result in action being taken. Restrictions The following actions are expressly prohibited: Republishing, redistributing, or reselling any content from The Hustle Guy ("THG") without prior written consent. Using website content for commercial purposes or engaging in any activity that infringes upon the rights of John Fernando or affiliated parties. Any violation of these terms may result in legal action and the removal of access to the website. Copyright Infringement Any unauthorized use of content from The Hustle Guy ("THG") constitutes copyright infringement. Violators may be subject to legal action, including financial penalties, injunctions, and other remedies as prescribed by applicable intellectual property laws. Fair Use and Exceptions Certain uses of content may qualify as "fair use" under copyright law, such as for commentary, criticism, or educational purposes. It is your responsibility to ensure compliance with fair use principles and to seek proper authorization when necessary. Reporting Copyright Infringement If you believe that any content on The Hustle Guy (THG) infringes your copyright or intellectual property rights, you can submit a report in two ways: Fill out the form at https://www.thehustleguy.com/contact and select Inquiry Type: "Report Copyright Infringement " and the message: "I am reporting a copyright infringement. My details are below: Description of the work that has been infringed: [Your Description] Location (URL) of the infringing material: [Infringing URL] Full Name: [Your Name] Address: [Your Address] Email: [Your Email] Phone Number: [Your Phone Number] I affirm that I have a good faith belief that the use of the material is unauthorized." Alternatively, you can send an email to [email protected] with the same subject and message. I will review your request and respond accordingly. Enforcement The Hustle Guy ("THG") reserves the right to: Remove infringing content from the website. Restrict or block access to the website for individuals who violate this policy. Take legal action against individuals or entities that breach this policy. These actions may be taken to protect the integrity of THG and to ensure compliance with relevant laws and regulations. Modification to the Policy This Copyright Policy may be updated to reflect changes in applicable laws or website practices. By continuing to use The Hustle Guy (THG) website, you accept any revised terms. Email notifications will be sent to your email registered on file about changes to any of my policies. The date at the top of this Refund and Return Policy indicates when it was last updated. The effective date of this policy is immediate and corresponds to the last updated date. If you have questions or need clarification about this policy, please contact me in one of the following ways: Fill out the form at https://www.thehustleguy.com/contact and select Inquiry Type: "Copyright Policy Question " and the message: "I have questions or need clarification about the Copyright Policy." Alternatively, you can send an email to [email protected] with the same subject and message. I will respond to your inquiry as soon as possible.

Read the Terms of Use for John Fernando | The Hustle Guy. Understand the rules and guidelines for using my website and services to ensure a smooth and safe experience. TERMS OF USE Last Updated: March 15, 2026 Effective Date: April 14, 2026 Policy Revision: 2.1.5 Texas, United States I am John Fernando , doing business as The Hustle Guy ("THG ," "I ," "Me ," "My "), a sole proprietorship registered in Texas, United States, at S Fielder Rd, Arlington, TX 76013. I operate the website https://www.thehustleguy.com (the "Site "), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms ") (collectively, the "Services "). The Hustle Guy is a Texas-based photographer, graphic designer, and Wix web designer specializing in high-quality visual content for both businesses and individuals. From professional branding and web development to personal photography and creative design, each project I take on is tailored to make a lasting impact. By blending artistic vision with functional design, my goal is to create engaging, visually compelling experiences that resonate with any audience. You can contact me by phone at (+1) 682-239-5858 , email at [email protected] , or by mail to S Fielder Rd, Arlington, TX 76013, United States. These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you "), and me, John Fernando (doing business as The Hustle Guy ), concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY . I will provide you with prior notice of any scheduled changes to the Services you are using. Changes to these Legal Terms will become effective thirty (30) days after the notice is given, except if the changes apply to a court order, bug fixes, security updates, and new functionality, in which case the changes will be effective immediately. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms. If you disagree with such changes, you may terminate Services as per the section "TERM AND TERMINATION ." The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services. I recommend that you print a copy of these Legal Terms for your records. TABLE OF CONTENTS THG SERVICES INTELLECTUAL PROPERTY RIGHTS USER REPRESENTATIONS USER REGISTRATION PRODUCTS PURCHASES AND PAYMENT SUBSCRIPTIONS RETURN/REFUNDS POLICY PROHIBITED ACTIVITIES USER GENERATED CONTRIBUTIONS CONTRIBUTION LICENSE GUIDELINES FOR REVIEWS SOCIAL MEDIA THIRD-PARTY WEBSITES AND CONTENT SERVICES MANAGEMENT PRIVACY POLICY DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY TERM AND TERMINATION MODIFICATIONS AND INTERRUPTIONS GOVERNING LAW DISPUTE RESOLUTION CORRECTIONS DISCLAIMER LIMITATIONS OF LIABILITY INDEMNIFICATION USER DATA ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES CALIFORNIA USERS AND RESIDENTS MISCELLANEOUS DO I MAKE UPDATES TO THIS NOTICE? HOW CAN YOU CONTACT ME ABOUT THIS NOTICE? REVISION OF POLICY FROM 1.3.2 TO 2.1.5 1. THG SERVICES The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. The Services are not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use the Services. You may not use the Services in a way that would violate the Gramm-Leach-Bliley Act (GLBA). #TLDR The Services are not intended for use in regions where it would violate local laws or require special registration. They are also not compliant with industry-specific regulations like HIPAA or FISMA. If your activities are subject to these laws, you cannot use the Services. Additionally, using the Services in a way that violates the Gramm-Leach-Bliley Act (GLBA) is prohibited. 2. INTELLECTUAL PROPERTY RIGHTS My Intellectual Property I am the owner or licensee of all intellectual property rights in my Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content "), as well as the trademarks, service marks, and logos contained therein (the "Marks "). My Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world. The Content and Marks are provided in or through the Services "AS IS " for your personal, non-commercial use or internal business purposes only. For more detailed information regarding copyright and intellectual property rights, please refer to my Copyright Policy . Your Use of My Services Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES " section below, I grant you a non-exclusive, non-transferable, revocable license to: Access the Services; and download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use or internal business purposes. Except as set out in this section or elsewhere in my Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without my express prior written permission. If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in my Legal Terms, please address your request to: [email protected] . If I ever grant you permission to post, reproduce, or publicly display any part of my Services or Content, you must identify me as the owner or licensor of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying my Content. I reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of my Legal Terms, and your right to use my Services will terminate immediately. Your Submissions and Contributions Please review this section and the "PROHIBITED ACTIVITIES " section carefully prior to using my Services to understand the (a) rights you give me and (b) obligations you have when you post or upload any content through the Services. Submissions : By directly sending me any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions "), you agree to assign to me all intellectual property rights in such Submission. You agree that I shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. Contributions : The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality during which you may create, submit, post, display, transmit, publish, distribute, or broadcast content and materials to me or through the Services, including but not limited to text, writings, video, audio, photographs, music, graphics, comments, reviews, rating suggestions, personal information, or other material ("Contributions "). Any Submission that is publicly posted shall also be treated as a Contribution. You understand that Contributions may be viewable by other users of the Services and possibly through third-party websites. When You Post Contributions, You Grant Me a License : By posting any Contributions, you grant me an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to: use, copy, reproduce, distribute, sell, resell, publish, broadcast, retitle, store, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part), and exploit your Contributions (including, without limitation, your image, name, and voice) for any purpose, commercial, advertising, or otherwise, to prepare derivative works of, or incorporate into other works, your Contributions, and to sublicense the licenses granted in this section. My use and distribution may occur in any media formats and through any media channels. This license includes my use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You Are Responsible for What You Post or Upload : By sending me Submissions and/or posting Contributions through any part of the Services or making Contributions accessible through the Services by linking your account through the Services to any of your social networking accounts, you: Confirm that you have read and agree with my "PROHIBITED ACTIVITIES " and will not post, send, publish, upload, or transmit through the Services any Submission nor post any Contribution that Is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading; To the extent permissible by applicable law, waive any and all moral rights to any such Submission and/or Contribution; Warrant that any such Submission and/or Contributions are original to you or that you have the necessary rights and licenses to submit such Submissions and/or Contributions and that you have full authority to grant me the above-mentioned rights in relation to your Submissions and/or Contributions; and Warrant and represent that your Submissions and/or Contributions do not constitute confidential information. You are solely responsible for your Submissions and/or Contributions and you expressly agree to reimburse me for any and all losses that I may suffer because of your breach of (a) this section, (b) any third party’s intellectual property rights, or (c) applicable law. I May Remove or Edit Your Content : Although I have no obligation to monitor any Contributions, I shall have the right to remove or edit any Contributions at any time without notice if, in my reasonable opinion, I consider such Contributions harmful or in breach of these Legal Terms. If I remove or edit any such Contributions, I may also suspend or disable your account and report you to the authorities. Copyright Infringement: I respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please immediately refer to the "DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY " section below. #TLDR I own all intellectual property (IP) in the Services, including the content and logos. You are granted a non-exclusive, non-transferable license to access and use the Services for personal or internal business use only. You cannot use or reproduce any part of the Services for commercial purposes without my permission. If you submit feedback or content, I own all rights to it and can use it as I wish, without compensating you. You are responsible for ensuring your contributions comply with the rules and won’t harm others or breach IP rights. I can remove or edit your content if it violates these terms. 3. USER REPRESENTATIONS By using my Services, you represent and warrant that All registration information you submit will be true, accurate, current, and complete, You will maintain the accuracy of such information and promptly update it as necessary, You have the legal capacity and agree to comply with these Legal Terms, You are not a minor in the jurisdiction in which you reside, You will not access the Services through automated or non-human means, whether through a bot, script, or otherwise, You will not use the Services for any illegal or unauthorized purpose, and Your use of the Services will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, not current, or incomplete, I have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof). #TLDR By using my Services, you confirm that your registration info is accurate, you’re of legal age, and you agree to comply with the terms. You won’t use the Services for illegal or unauthorized purposes, and you won’t access them via automated means. If your info is inaccurate, I can suspend or terminate your account. 4. USER REGISTRATION You may be required to register to use my Services. You agree to keep your password confidential and will be responsible for all use of your account and password. I reserve the right to remove, reclaim, or change any username you select if I determine, in my sole discretion, that such username is inappropriate, obscene, or otherwise objectionable. #TLDR You may need to register to use my Services, and you're responsible for keeping your password confidential. I can remove or change your username if I find it inappropriate or offensive. 5. PRODUCTS I make every effort to display as accurately as possible the colors, features, specifications, and details of the products available on my Services. However, I do not guarantee that the colors, features, specifications, and details of the products will be accurate, complete, reliable, current, or free of other errors, and your electronic display may not accurately reflect the actual colors and details of the products. All products are subject to availability, and I cannot guarantee that items will be in stock. I reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change. #TLDR I try to display product details accurately, but I can't guarantee that everything will be perfect or up-to-date. Product availability and prices can change, and I can discontinue any items at any time. Your display might not reflect the exact colors or details. 6. PURCHASES AND PAYMENT I accept the following forms of payment : Visa Mastercard American Express Discover PayPal Klarna Afterpay Apple Pay Google Pay You agree to provide accurate and complete purchase and account information for all transactions through my services and to promptly update your details, including email, payment method, and card expiration date, as necessary for transaction processing. Payment data is securely handled and stored by Wix for Visa, Mastercard, American Express, and Discover transactions. Payments through PayPal, Klarna, Afterpay, Apple Pay, and Google Pay are processed by those respective third-party services. Sales tax will be applied as required by law, and all payments will be processed in US dollars. We reserve the right to change prices at any time. For more information, please refer to our Privacy Policy , Section 1: 'WHAT INFORMATION DO I COLLECT? ' under 'Payment Data .' You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize me to charge your chosen payment provider for any such amounts upon placing your order. I reserve the right to correct any errors or mistakes in pricing, even if I have already requested or received payment. I reserve the right to refuse any order placed through my Services. I may, in my sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. I also reserve the right to limit or prohibit orders that, in my sole judgment, appear to be placed by dealers, resellers, or distributors. #TLDR I accept payments via Visa, Mastercard, American Express, Discover, PayPal, Klarna, Afterpay, Apple Pay, and Google Pay. You must provide accurate payment and contact details, which are securely processed by Wix or third-party services. All transactions are in USD, with sales tax applied as required. You agree to pay the current price and shipping fees, and authorize charges to your payment method. I can correct pricing errors even after payment. I reserve the right to refuse or limit orders, including those based on account, payment method, or shipping address, and may prohibit orders from resellers or distributors. 7. SUBSCRIPTIONS Billing and Renewal Your subscription will continue and automatically renew unless you cancel. By subscribing, you consent to me charging your payment method on a recurring basis without requiring your prior approval for each charge, until you cancel the applicable order. The length of your billing cycle will depend on the type of subscription plan you choose when you subscribe to the Services. Cancellation You can cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. If you have any questions or are unsatisfied with my Services, please email me at [email protected] . Fee Changes I may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law. #TLDR Your subscription will auto-renew until you cancel. You can cancel anytime, and it will take effect at the end of the current billing cycle. I may change the subscription fee and will notify you of any price changes. If you have any questions, email me. 8. RETURN/REFUNDS POLICY Please review my Return Policy prior to making any purchases: https://www.thehustleguy.com/legal/return-refund . 9. PROHIBITED ACTIVITIES You may not access or use my Services for any purpose other than that for which I make them available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by me. As a user of my Services, you agree not to: Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without my written permission. Trick, defraud, or mislead me and other users, especially in any attempt to learn sensitive account information such as user passwords. Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein. Disparage, tarnish, or otherwise harm, in my opinion, me and/or the Services. Use any information obtained from the Services in order to harass, abuse, or harm another person. Make improper use of my support services or submit false reports of abuse or misconduct. Use the Services in a manner inconsistent with any applicable laws or regulations. Engage in unauthorized framing of or linking to the Services. Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools. Delete the copyright or other proprietary rights notice from any Content. Attempt to impersonate another user or person or use the username of another user. Upload or transmit (or attempt to upload or transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms"). Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services. Harass, annoy, intimidate, or threaten any of my employees or agents engaged in providing any portion of the Services to you. Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services. Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code. Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or use or launch any unauthorized script or other software. Use a buying agent or purchasing agent to make purchases on the Services. Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses. Use the Services as part of any effort to compete with me or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise. Selling or transferring accounts – You may not sell, transfer, or give your account to another person. Advertising or selling goods/services – You cannot use the platform to promote or sell your own products or services unless explicitly permitted. Redistributing digital products – You may not share, resell, or distribute templates or images uploaded on this website. Unauthorized resale of services – You may use purchased services such as websites, graphic designs, and photographs for personal, business, or commercial purposes, but you may not resell them as standalone products or claim them as your own original creations. #TLDR You can only use my Services for their intended purpose. You can't use them for commercial purposes unless approved by me. Prohibited actions include data scraping, misleading other users, bypassing security features, uploading harmful material, impersonating others, and more. You cannot sell, transfer, or resell accounts or digital products, and must follow all applicable laws. Unauthorized use will lead to penalties. 10. USER GENERATED CONTRIBUTIONS The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other features, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to me or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions "). Contributions may be viewable by other users of the Services and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you hereby represent and warrant that: The creation, distribution, transmission, public display, performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to copyright, patent, trademark, trade secret, or moral rights of any third party. You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize me, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms. You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms. Your Contributions are not false, inaccurate, or misleading. Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation. Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by me). Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone. Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person or promote violence against a specific person or class of people. Your Contributions do not violate any applicable law, regulation, or rule. Your Contributions do not violate the privacy or publicity rights of any third party. Your Contributions do not violate any applicable law concerning child pornography or otherwise intend to protect the health or well-being of minors. Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap. Your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms, or any applicable law or regulation. Any use of the Services in violation of the foregoing violates these Legal Terms and may result in, among other things, termination or suspension of your rights to use the Services. #TLDR When contributing content (e.g., text, images, videos) to my Services, you must ensure that it doesn’t infringe on anyone’s rights, is accurate, and isn’t harmful, misleading, or offensive. Your contributions should not violate any laws or rights (e.g., privacy, intellectual property). Any violations can lead to suspension or termination of your access to the Services. 11. CONTRIBUTION LICENSE By posting your Contributions to any part of the Services or making Contributions accessible to the Services by linking your account from the Services to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to me an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels. This license will apply to any form, media, or technology now known or hereafter developed, and includes my use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions. I do not assert any ownership over your Contributions. You retain full ownership of all your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. I am not liable for any statements or representations in your Contributions provided by you in any area on the Services. You are solely responsible for your Contributions to the Services and you expressly agree to exonerate me from any and all responsibility and to refrain from any legal action against me regarding your Contributions. I have the right, in my sole and absolute discretion, To edit, redact, or otherwise change any Contributions; To re-categorize any Contributions to place them in more appropriate locations on the Services; and To pre-screen or delete any Contributions at any time and for any reason, without notice. I have no obligation to monitor your Contributions. #TLDR By posting content (Contributions) to my Services, you grant me an unrestricted, worldwide license to use, modify, and distribute your contributions for any purpose, including commercial use. You retain ownership, but I can use your content in any format and media. You’re responsible for your content, and I’m not liable for it. I also have the right to edit, delete, or move your content at my discretion. 12. GUIDELINES FOR REVIEWS I may provide you with areas on the Services to leave reviews or ratings. When posting a review, you agree to comply with the following criteria: You should have firsthand experience with the person/entity being reviewed; Your reviews should not contain offensive profanity, or abusive, racist, offensive, or hateful language; Your reviews should not contain discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability; Your reviews should not contain references to illegal activity; You should not be affiliated with competitors if posting negative reviews; You should not make any conclusions as to the legality of conduct; You may not post any false or misleading statements; and You may not organize a campaign encouraging others to post reviews, whether positive or negative. I may accept, reject, or remove reviews at my sole discretion. I have absolutely no obligation to screen reviews or delete reviews, even if anyone considers them objectionable or inaccurate. Reviews are not endorsed by me and do not necessarily represent my opinions or the views of any of my affiliates or partners. I do not assume liability for any review or for any claims, liabilities, or losses resulting from any review. By posting a review, you hereby grant me a perpetual, non-exclusive, worldwide, royalty-free, fully paid, assignable, and sublicensable right and license to reproduce, modify, translate, transmit by any means, display, perform, and/or distribute all content relating to the review. #TLDR When posting a review, you must have firsthand experience and avoid offensive, discriminatory, or illegal language. Reviews should be honest, and you cannot organize review campaigns. I can accept or remove reviews at my discretion and am not liable for any reviews posted. By posting, you grant me the right to use your review content in any form and media. 13. SOCIAL MEDIA As part of the functionality of the Services, I may link my account with online accounts I have with third-party service providers (each such account, a "Third-Party Account") by either: Providing my Third-Party Account login information through the Services; or Allowing you to access my Third-Party Account, as is permitted under the applicable terms and conditions that govern my use of each Third-Party Account. I represent and warrant that I am entitled to disclose my Third-Party Account login information to you and/or grant you access to my Third-Party Account, without breach by me of any of the terms and conditions that govern my use of the applicable Third-Party Account, and without obligating you to pay any fees or making you subject to any usage limitations imposed by the third-party service provider of the Third-Party Account. By granting you access to any Third-Party Accounts, I understand that (a) you may access, make available, and store (if applicable) any content that I have provided to and stored in my Third-Party Account (the "Social Network Content ") so that it is available on and through the Services via my account, including without limitation any friend lists and (b) you may submit to and receive from my Third-Party Account additional information to the extent I am notified when I link my account with the Third-Party Account. Depending on the Third-Party Accounts I choose and subject to the privacy settings that I have set in such Third-Party Accounts, personally identifiable information that I post to my Third-Party Accounts may be available on and through my account on the Services. I acknowledge that if a Third-Party Account or associated service becomes unavailable or your access to such Third-Party Account is terminated by the third-party service provider, then Social Network Content may no longer be available on and through the Services. I will have the ability to disable the connection between my account on the Services and my Third-Party Accounts at any time. I understand that my relationship with the third-party service providers associated with my Third-Party Accounts is governed solely by my agreement(s) with such third-party service providers. You make no effort to review any Social Network Content for any purpose, including but not limited to, for accuracy, legality, or non-infringement, and are not responsible for any Social Network Content. I acknowledge and agree that you may access my email address book associated with a Third-Party Account and my contacts list stored on my mobile device or tablet computer solely for purposes of identifying and informing me of those contacts who have also registered to use the Services. I can deactivate the connection between the Services and my Third-Party Account by contacting you using the contact information below or through my account settings (if applicable). You will attempt to delete any information stored on your servers that was obtained through such Third-Party Account, except the username and profile picture that become associated with my account. Read my Privacy Policy to learn how I and third-party providers manage your data. #TLDR I may link my accounts with third-party services (e.g., social media accounts) to provide certain functionalities. You may access and store content from these accounts, depending on privacy settings, and you might also share information with these services. If a third-party service becomes unavailable or access is revoked, content may no longer be accessible through my account. I can disconnect my account from third-party services at any time. You are not responsible for reviewing the content from third-party accounts, and I understand that your relationship with these providers is separate. You may access my contacts to identify those also using the service. Any information linked through third-party accounts will be deleted, except for my username and profile picture. For more details, check my Privacy Policy . 14. THIRD-PARTY WEBSITES AND CONTENT I may provide (or you may be sent via my site) links to other websites ("Third-Party Websites ") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items that belong to or originate from third parties ("Third-Party Content "). I do not investigate, monitor, or check Third-Party Websites or Third-Party Content for accuracy, appropriateness, or completeness, and I am not responsible for any Third-Party Websites accessed through my services or any Third-Party Content posted on, available through, or installed from my services. This includes the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies contained in or associated with any Third-Party Websites or Third-Party Content. The inclusion of, linking to, or permission to use or install any Third-Party Websites or Third-Party Content does not imply that I approve of or endorse them. If you choose to leave my services and access any Third-Party Websites or use or install any Third-Party Content, you do so at your own risk. Once you leave my services, these Legal Terms no longer apply. You should review the applicable terms and policies—including privacy and data collection practices—of any website you visit from my services, or any applications you use or install from them. Any purchases you make through Third-Party Websites are made on those websites and with those companies, and I am not responsible for such transactions. These are strictly between you and the third party. You agree and acknowledge that I do not endorse the products or services offered on Third-Party Websites, and you agree to hold me harmless from any harm caused by your purchase of such products or services. Additionally, you agree to hold me harmless from any losses or damages you may suffer related to or resulting in any way from any Third-Party Content or any interaction with Third-Party Websites. #TLDR You're responsible for your own actions when accessing third-party websites or content through this site. The site owner doesn’t check or endorse external links or materials, and isn’t liable for any issues, harm, or purchases resulting from your use of them. Once you leave this site, their legal terms no longer apply. Proceed at your own risk. 15. SERVICES MANAGEMENT I reserve the right, but not the obligation, to do any of the following: Monitor the Services for violations of these Legal Terms; Take appropriate legal action against anyone who, in my sole discretion, violates the law or these Legal Terms—including, without limitation, reporting such users to law enforcement authorities; In my sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any part of them; In my sole discretion and without notice or liability, remove from the Services or otherwise disable any files or content that are excessively large or place an undue burden on my systems; and Manage the Services in a way that protects my rights and property and helps ensure the proper functioning of the Services. #TLDR I may choose to monitor and manage the site as needed. This includes taking legal action, limiting access, removing content, or restricting anything that violates the rules, strains the system, or threatens the proper operation or integrity of the services—but I’m not obligated to do so. 16. PRIVACY POLICY I care about data privacy and security. Please take a moment to review my Privacy Policy . By using the Services, you agree to be bound by my Privacy Policy, which is incorporated into these Legal Terms. Please note that the Services are hosted in the United States. If you access the Services from a region of the world with laws or requirements governing personal data collection, use, or disclosure that differ from those in the United States, then by continuing to use the Services, you are transferring your data to the United States and you expressly consent to have your data transferred to and processed in the United States. #TLDR By using the Services, you agree to the Privacy Policy and consent to your data being transferred to and processed in the U.S., regardless of your local data laws. 17. DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY Notifications I respect the intellectual property rights of others. If you believe that any material available on or through my Services infringes upon any copyright you own or control, please notify my Designated Copyright Agent immediately using the contact information provided below (a "Notification "). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification Please be advised that, under federal law, you may be held liable for damages if you make material misrepresentations in a Notification. Therefore, if you are unsure whether material located on or linked to by my Services infringes your copyright, I recommend consulting with an attorney before submitting a Notification. All Notifications should meet the requirements of the DMCA (17 U.S.C. § 512(c)(3)) and include the following information: A physical or electronic signature of a person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed; Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works on the Services are covered by the Notification, a representative list of such works; Identification of the material claimed to be infringing or the subject of infringing activity and to be removed or disabled, along with information reasonably sufficient to allow me to locate the material; Information reasonably sufficient to contact you, such as an address, telephone number, and if available, an email address; A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and A statement that the information in the Notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed. Counter Notification If I have removed your copyrighted material from the Services by mistake or misidentification, you may submit a written counter notification to my Designated Copyright Agent using the contact information below (a "Counter Notification "). To be effective under the DMCA, your Counter Notification must include substantially the following: Identification of the material that was removed or disabled and the location where it appeared before removal or disabling; A statement consenting to the jurisdiction of the Federal District Court for the district where your address is located, or if outside the United States, for any judicial district where I am located; A statement that you will accept service of process from the party who submitted the original Notification or their agent; Your name, address, and telephone number; A statement, under penalty of perjury, that you have a good faith belief that the material was removed or disabled by mistake or misidentification; and Your physical or electronic signature. If you send me a valid, written Counter Notification meeting these requirements, I will restore the removed or disabled material unless I first receive notice that the party who filed the original Notification has filed a court action to restrain you from engaging in infringing activity related to that material. Please be aware that if you materially misrepresent that the content was removed by mistake or misidentification, you may be liable for damages, including costs and attorney’s fees. Filing a false Counter Notification constitutes perjury. Designated Copyright Agent: John Fernando Attn: Copyright Agent S Fielder Rd. Arlington, TX 76013 United States [email protected] #TLDR If you believe that any content on or accessed through the Services infringes your copyright, please submit a DMCA takedown notice containing all required information to the Designated Copyright Agent listed below. Misrepresentations in such notices may result in liability. Should your content be mistakenly removed, you may file a counter-notification meeting statutory requirements to request restoration of the material. Submitting false counter-notifications may also subject you to legal penalties. 18. TERM AND TERMINATION These Legal Terms remain in full force and effect for as long as you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, I RESERVE THE RIGHT, AT MY SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, TO DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES) TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING BUT NOT LIMITED TO ANY BREACH OF THESE LEGAL TERMS OR APPLICABLE LAW OR REGULATION. I MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION YOU HAVE POSTED AT ANY TIME, WITHOUT WARNING, AT MY SOLE DISCRETION. If I terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you are acting on behalf of that third party. In addition to terminating or suspending your account, I reserve the right to take appropriate legal action, including pursuing civil, criminal, and injunctive remedies. #TLDR These terms apply while you use the Services. I can suspend or terminate your access at any time, for any reason or no reason, without notice. If your account is terminated, you cannot create a new one, and I may take legal action if needed. 19. MODIFICATIONS AND INTERRUPTIONS I reserve the right to change, modify, or remove the contents of the Services at any time or for any reason, at my sole discretion, without notice. However, I have no obligation to update any information on the Services. I also reserve the right to modify or discontinue all or part of the Services without notice at any time. I will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services. I cannot guarantee that the Services will be available at all times. I may experience hardware, software, or other issues or need to perform maintenance related to the Services, which may result in interruptions, delays, or errors. I reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that I have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance. Nothing in these Legal Terms obligates me to maintain or support the Services or to supply any corrections, updates, or releases in connection with the Services. #TLDR I can change, update, or remove any part of the Services at any time without notice and have no obligation to keep information current. The Services may experience downtime or interruptions, and I’m not liable for any issues caused by this. I’m not required to maintain or support the Services. 20. GOVERNING LAW These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Texas applicable to agreements made and to be entirely performed within the State of Texas, without regard to its conflict of law principles. 21. DISPUTE RESOLUTION Binding Arbitration If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes ("AAA Consumer Rules"), both of which are available at the American Arbitration Association (AAA) website. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. If such costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in Tarrant, Texas. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in Tarrant, Texas, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Legal Terms. In no event shall any Dispute brought by either Party related in any way to the Services be commenced more than one (1) years after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court. Restrictions The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. Exceptions to Arbitration The Parties agree that the following Disputes are not subject to the above provisions concerning binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court. #TLDR If we can’t resolve a dispute informally, it will be settled by binding arbitration in Tarrant, Texas, not in court, waiving your right to a jury trial. Arbitration is individual only—no class actions or group claims allowed. Some disputes (like intellectual property or injunctions) can still go to court. Disputes must be brought within one year. 22. CORRECTIONS There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and other details. I reserve the right to correct any such errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice. 23. DISCLAIMER The Services are provided on an “as-is ” and “as-available ” basis. You agree that your use of the Services is at your sole risk. To the fullest extent permitted by law, I disclaim all warranties, express or implied, regarding the Services and your use of them, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. I make no warranties or representations about the accuracy or completeness of the Services’ content or the content of any websites or mobile applications linked to the Services. I assume no liability or responsibility for any: Errors, mistakes, or inaccuracies of content and materials; Personal injury or property damage of any kind resulting from your use of the Services; Unauthorized access to or use of my secure servers or any personal or financial information stored therein; Interruption or cessation of transmission to or from the Services; Bugs, viruses, Trojan horses, or other harmful components that may be transmitted to or through the Services by any third party; or Errors or omissions in any content or materials or any loss or damage incurred as a result of your use of any content available through the Services. I do not warrant, endorse, guarantee, or assume responsibility for any product or service offered or advertised by a third party through the Services, hyperlinked websites, or any website or mobile application featured in any banner or advertising. I will not be involved in or responsible for monitoring any transaction between you and third-party providers. As with any purchase or transaction made through any medium or environment, you should use your best judgment and exercise caution where appropriate. #TLDR The Services are provided "as-is" with no warranties. I’m not responsible for errors, damages, security breaches, viruses, or issues from third-party content or transactions. Use the Services and third-party offers at your own risk and exercise caution. 24. LIMITATIONS OF LIABILITY In no event will I or my directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Services, even if I have been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, my liability to you for any cause whatsoever and regardless of the form of action will at all times be limited to the amount paid, if any, by you to me during the six (6) month period prior to any cause of action arising. Certain U.S. state laws and international laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights. #TLDR I’m not liable for any damages from your use of the Services, and if I am, my maximum liability is limited to what you paid me in the last six months. Some laws might give you additional rights. 25. INDEMNIFICATION You agree to defend, indemnify, and hold me harmless, including my subsidiaries, affiliates, and all of my respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: Your contributions; Your use of the Services; Your breach of these Legal Terms; Any breach of your representations and warranties set forth in these Legal Terms; Your violation of the rights of a third party, including but not limited to intellectual property rights; or Any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, I reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify me, and you agree to cooperate, at your expense, with my defense of such claims. I will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it. #TLDR You agree to protect and cover me and my team from any losses or legal claims caused by your actions, use of the Services, or violations of these terms. I can take control of the defense at your cost, and you agree to help. 26. USER DATA I understand that certain data I transmit to the Services will be maintained for the purpose of managing their performance, as well as data related to my use of the Services. Although regular routine backups of data are performed, I acknowledge that I am solely responsible for all data I transmit or that relates to any activity I undertake using the Services. I agree that the provider shall have no liability to me for any loss or corruption of such data, and I hereby waive any right of action against them arising from any such loss or corruption. 27. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES By visiting the Services, sending emails, and completing online forms, I acknowledge that I am engaging in electronic communications. I consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications provided to me electronically—via email and on the Services—satisfy any legal requirement that such communications be in writing. I AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AS WELL AS TO THE ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY THE PROVIDER OR THROUGH THE SERVICES. I hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction that require an original signature, or the delivery or retention of non-electronic records, or payments or the granting of credits by means other than electronic means. #TLDR By using the service, you agree to communicate electronically (like by email or online forms), accept electronic signatures and documents, and waive any requirement for paper copies or physical signatures. 28. CALIFORNIA USERS AND RESIDENTS If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254. 29. MISCELLANEOUS These Legal Terms, along with any policies or operating rules posted by the provider on the Services or in connection with the Services, constitute the entire agreement and understanding between me and the provider. The provider’s failure to exercise or enforce any right or provision of these Legal Terms does not operate as a waiver of that right or provision. These Legal Terms operate to the fullest extent permitted by law. The provider may assign any or all of their rights and obligations to others at any time. They are not responsible or liable for any loss, damage, delay, or failure to act caused by circumstances beyond their reasonable control. If any provision, or part of a provision, of these Legal Terms is found to be unlawful, void, or unenforceable, that provision or part will be deemed severable and will not affect the validity and enforceability of the remaining provisions. I understand that no joint venture, partnership, employment, or agency relationship is created between me and the provider as a result of these Legal Terms or my use of the Services. I agree that these Legal Terms will not be construed against the provider because they drafted them. I hereby waive any and all defenses I may have based on the electronic form of these Legal Terms and the absence of a physical signature by the parties to execute these Legal Terms. #TLDR These terms are the full agreement between you and the provider. If part is invalid, the rest still applies. The provider isn’t liable for things beyond their control and can transfer their rights anytime. Using the service doesn’t create a job or partnership. You accept the terms electronically and can’t challenge them for lacking a physical signature. 30. DO I MAKE UPDATES TO THIS NOTICE? I may update these Terms of Use from time to time to reflect changes in legal, regulatory, or operational requirements. When updates are made, the "Last Updated" date at the top of this page will be revised accordingly. Unless otherwise required by law, any modifications will become effective 30 days after the date of posting. If the changes are material, I will notify you via email or by other appropriate means. I encourage you to review these Terms periodically to remain informed of your rights and obligations. 31. HOW CAN YOU CONTACT ME ABOUT THIS NOTICE? If you have questions or comments about this notice, you may email me at [email protected] or contact me by post at: John Fernando S Fielder Rd. Arlington, TX 76013 United States. 32. REVISION OF POLICY FROM 1.3.2 TO 2.1.5 I’ve made several important updates to the Terms of Use to reflect ongoing changes in legal and regulatory requirements, and to ensure clearer communication with users. These revisions are intended to provide greater transparency and legal clarity regarding your rights and responsibilities when using this site and its services. Key changes include: Limitations of Liability: Clarified the extent of liability in various scenarios to align with current legal standards and regulatory expectations. Indemnification: Expanded the indemnification clause to better define user obligations in the event of a claim. User Data: Updated provisions on how user data is collected, processed, and retained, including enhanced transparency around lawful bases for processing. Electronic Communications, Transactions, and Signatures: Aligned these sections with evolving digital commerce standards to ensure legal enforceability and ease of use. California Users and Residents: Revised and expanded rights and disclosures under the California Consumer Privacy Act (CCPA) and other applicable California laws. Additional updates include removing outdated references to third-party partners, simplifying language to improve readability, and correcting typographical errors. These changes are part of an ongoing effort to keep our policies up-to-date with regulatory developments and to ensure that your experience remains secure, transparent, and user-focused. I encourage you to review the updated Terms of Use in full. Your continued use of the services after these changes take effect will indicate your acceptance of the revised terms. #TLDR The Terms of Use were updated for legal clarity and transparency. Key changes include clearer limits on liability, expanded rules for user responsibility, updates on data handling, improved electronic communication terms, and enhanced rights for California users. Outdated info was removed, and the language was simplified. Continued use means you accept the new terms.