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Return to Main Tap the image to enlarge Adriatica Village Adriatica Village in McKinney, Texas, is a European-inspired escape with cobblestone streets, a lakeside chapel, and charming shops. Modeled after a Croatian town, it blends Old World charm with modern living. With scenic views and cozy cafés, it’s a hidden gem in North Texas. Related Information These photos were taken by John Fernando during his visit to Adriatica Village in McKinney, Texas, in April 2025, primarily using the Fujifilm X-H2 with an XF16-80mmF4 R OIS WR lens. Notes While some of these photos have been edited for enhancement, most remain raw and unedited.

Return to Main Tap the image to enlarge Rush Creek Park Rush Creek Dog Park is a nice little spot with separate areas for big and small dogs to run around off-leash. It's got about 5 acres of fenced space, with benches, shaded spots, water fountains, and even two parking lots. There's lighting too, so evening visits are no problem! Related Information These photos were taken by John Fernando during his visit with his dog to Rush Creek Dog Park in Arlington, TX, in Feb 2025, primarily using the Fujifilm X-H2 with an XF70-300mmF4-5.6 R OIS WR lens. Notes While some of these photos have been edited for enhancement, most remain raw and unedited.

Return to Main Tap the image to enlarge Japan Japan is an island nation in East Asia, known for its mix of ancient traditions and modern technology. Famous for natural beauty like Mount Fuji and cherry blossoms, it is a global leader in robotics, automotive industries, and entertainment, especially anime. With a strong economy and cultural influence, Japan plays a key role on the world stage. Related Information These photos were taken by John Fernando during his visit to Japan in June 2024, mostly using a Fujifilm X-H2 with an XF16-80mmF4 R OIS WR lens. Notes While some of these photos have been edited for enhancement, most remain raw and unedited.

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Return to Main Tap the image to enlarge Las Vegas, Nevada Las Vegas, Nevada, is a vibrant desert oasis known for its dazzling nightlife, iconic casinos, and nonstop entertainment. Set in the heart of the Mojave Desert, it’s famous for The Strip—a stretch of neon-lit resorts, themed hotels, and world-class shows that draw millions each year. Visitors can enjoy everything from fine dining by celebrity chefs and luxury shopping to thrilling performances, pool parties, and nightlife that never sleeps. Whether you're there to try your luck, see a concert, or simply soak in the energy, Las Vegas delivers unforgettable experiences at every corner. Related Information These photos were taken by John Fernando during his trip to Las Vegas, Nevada, in May 2023, primarily using an iPhone 13 Pro Max with its 26mm f/1.5 main lens, 13mm f/1.8 ultra-wide lens, and 65mm f/2.8 telephoto lens. Notes While some of these photos have been edited for enhancement, most remain raw and unedited. This photoshoot was captured using the iPhone 13 Pro Max to test its camera capabilities in real-world settings.

Join The Hustle Guy (John Fernando) mailing list to stay updated on the latest news, exclusive offers, and upcoming projects. Sign up for insider access to tips, updates, and more delivered directly to your inbox. Finance Updater Official Changelog Initial Release Version 1.0 May 2024 Release Date Interactive homepage dashboard with smart navigation buttons for seamless access Integrated core sheets: Overview, Expenses, Scheduler, Cycle, and Account for complete financial tracking Fully customizable layout with editable headers, sheet names, and date fields Manual “Last Updated” tracker to record key revisions or data refresh dates Optimized print design for clean, professional presentation in landscape view Built-in user guidance with setup tips, cleanup steps, and dedicated support from The Hustle Guy Patch Update Version 1.0.1 June 2024 Release Date Improved navigation performance for smoother transitions between sheets Refined formatting consistency across Overview and Expenses pages for a cleaner look Added quick refresh button to update pivot tables and summary data instantly Enhanced date validation to reduce #NAME? and input errors Introduced color-coded highlights for easier category and expense tracking Updated setup guide with clearer instructions for new users Minor bug fixes and general workbook stability improvements Stability Update Version 1.0.2 July 2024 Release Date Optimized pivot table refresh process for faster data updates Fixed formatting alignment issues on the Scheduler and Cycle sheets Improved formula accuracy for monthly and yearly expense summaries Added visual status indicators to highlight overdue or upcoming payments Streamlined “Last Updated” label section for better visibility Enhanced print layout margins for balanced spacing on all pages Minor usability tweaks to improve overall workflow and readability Major Update Version 2.0 August 2024 Release Date Completely overhaul homepage dashboard with a modern layout, intuitive buttons, and clearer navigation. Added dynamic summary charts to visualize monthly and yearly spending trends. Introduced automated data sync buttons to refresh all pivot tables in one click. Launched Budget Planner sheet for setting financial goals and comparing projected vs. actual spending. Enhanced workbook formatting with a cohesive color scheme and consistent font styling. Added sheet protection to prevent unintentional edits to key formulas. Included embedded tooltips and guidance text for first-time setup and use. Patch Update Version 2.0.1 September 2024 Release Date Fixed alignment and hyperlink issues on dashboard navigation buttons. Improved pivot refresh logic to maintain data integrity between Overview and Expenses sheets. Adjusted date format consistency across the workbook to resolve formula errors. Optimized formulas for faster calculations in large datasets. Minor bug fixes and visual clean-up for smoother user experience. Stability Update Version 2.0.2 October 2024 Release Date Improved cross-sheet linking between Dashboard, Overview, and Expenses for reliable updates. Enhanced category grouping logic for better filtering and analysis. Refined print areas and landscape layouts for cleaner exports. General workbook polish and removal of redundant helper cells. Major Update Version 3.0 November 2024 Release Date Introduced Historical Data Tracker for automated month-to-month and quarterly summaries. Added Recurring Monthly and Expense Comparison sheets for recurring cost management and monthly reviews. Implemented Weekly Category Tagging System to segment expenses and identify spending patterns. Upgraded Dashboard Overview to include live financial summaries and expenditure insights. Reduced formula complexity and improved load performance for large datasets. Improved compatibility with Excel 2019, Excel 365, and Windows 11. Patch Update Version 3.0.1 December 2024 Release Date Fixed data alignment issues in Expense Comparison tables. Improved conditional formatting logic to highlight overspending and budget compliance. Updated chart formatting and legend alignment for clearer presentation. Improved sorting and filtering within recurring and comparison tables. Minor user interface refinements. Feature Expansion Version 3.0.2 January 2025 Release Date Added Credit Info Sheet to monitor interest rates, statement dates, and card APRs. Introduced Account Summary Sheet to display total credit limits, account types, and annual fees. Implemented Auto Loan Tracking section with loan balance and interest details. Improved Dashboard data integration to pull totals from newly added sheets. Streamlined headers, spacing, and consistent visual grouping for professional layout. Major Update Version 4.0 February 2025 Release Date Introduced full VBA automation across all applicable worksheets, marking a major system upgrade. Added event-driven macros including: Worksheet_Change for automatic field updates. Worksheet_Calculate for live total recalculation. Worksheet_PivotTableUpdate for pivot refresh tracking. Released Account Scheduler for managing due dates, autopay settings, and billing cycles. Added Account Strategy Sheet for managing payment sequencing and credit utilization. Enhanced Dashboard with macro-enabled refresh, navigation, and chart update buttons. Integrated automatic “Last Updated” tracking with mirror updates between key sheets. Expanded credit and reward database with categorized benefits, APR tracking, and fee visibility. Unified workbook design through consistent colors, fonts, and section headers. Patch Update Version 4.0.1 March 2025 Release Date Fixed VBA refresh delays and improved event-trigger responsiveness. Refined PivotTableUpdate event handling to prevent redundant refreshes. Improved macro protection logic to avoid interruptions on secure sheets. Enhanced data validation and macro security for Excel 365 users. Minor visual refinements for Dashboard and Strategy pages. Stability Update Version 4.0.2 April 2025 Release Date Optimized VBA execution for faster refresh cycles and lighter file performance. Added auto-refresh triggers on Dashboard and Summary sheets when pivot data changes. Improved overdue payment alerts and conditional formatting in Scheduler. Streamlined variable declarations and cleaned unused code for stability. Updated visual feedback indicators for pivot refresh and sync status. Major Update Version 5.0 May 2025 Release Date Launched redesigned Dashboard 2.0 with a data-driven layout and modular sections. Added new modules: Roth IRA Tracker – records yearly contributions and limits. Spending Limit Tracker – shows category caps with progress visuals. Bonus Tracker – tracks credit-card rewards and signup bonuses. Introduced RIC Tracker and Spending Limit Table linked to dashboard summaries. Integrated Expense Pivot, PrevExComp Pivot, and HData Pivot for advanced analysis. Enhanced VBA routines to refresh all pivots, upload records, and clear data tables with one click. Added “Last Updated” mirrors for Dashboard <> Expenses <> HData sync. Strengthened protection for pivot cache and table structures. Unified color palette, icons, and typography for a refined professional look. Patch Update Version 5.0.1 June 2025 Release Date Fixed overlapping chart ranges and category-axis mismatches. Updated macro event sequencing to prevent double refresh. Adjusted Progress-Bar Tracker scaling for more accurate visualization. Corrected hidden pivot references inside HData. Minor chart color and alignment corrections. Stability Update Version 5.0.2 July 2025 Release Date Improved macro runtime efficiency and reduced startup lag. Added safety checks before clearing dynamic tables. Updated pivot field naming to ensure cross-sheet consistency. Refined Dashboard visuals with improved grid spacing and section borders. Simplified VBA declarations for easier maintenance. Major Update Version 6.0 September 2025 Release Date A significant overhaul unifying all automation and data visualization systems. Released Smart Dashboard 2.0 with integrated data summaries and interactive charts. Expanded VBA framework for multi-pivot refresh, timestamp mirroring, and auto-protection toggles. Added Interest Rate Viewer and Account Status Manager for deep loan and card monitoring. Enhanced credit-utilization indicators with conditional formatting and progress visuals. Implemented Dashboard Shortcuts (Quick Edit, Full Refresh, Return to Top/Bottom). Improved table alignment in Historical Data, Scheduler, and Strategy for faster lookups. Standardized “Last Updated” across every module. Added lightweight event-control logic to prevent conflicts between VBA actions. Updated design with cleaner font hierarchy, icon set, and professional gradients. Patch Update Version 6.0.1 October 2025 Release Date Fixed Dashboard chart scaling and legend-placement issues. Synchronized pivot refreshes between Expenses, Overview, and HData. Improved timestamp mirroring accuracy on Dashboard. Enhanced conditional formatting for credit utilization and overspending alerts. Adjusted validation rules for custom category entry in Expenses. Reduced redundant macro triggers to avoid event duplication. Minor UI polish and color balance improvements. Stability Update - Current Version 6.0.2 November 2025 Release Date Rebuilt core VBA modules for faster calculation cycles and lower memory usage. Added auto-refresh safeguard to prevent mid-pivot interruptions. Optimized Dashboard rendering for smooth animation and dynamic scaling. Streamlined macro initialization order to accelerate workbook startup. Strengthened inter-sheet data linking for live updates across Expenses, Historical Data, and Dashboard. Balanced colors, spacing, and icons for visual harmony. Finalized 2025 version cycle with focused improvements to stability, protection, and user performance.

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Explore the services offered by John Fernando | The Hustle Guy. From professional photography and web design to custom creative solutions, get the expertise needed to bring your vision to life. Booking Selections All Consultations Photography General Inquiry Available Online What's on your mind? Let's talk about it. Read Details 30 min Complimentary Complimentary Book Now Graphic Design Inquiry Available Online Let’s create something amazing together! Read Details 45 min Complimentary Complimentary Book Now Photoshoot Inquiry Available Online Let’s talk about making your memories picture-perfect! Read Details 45 min Complimentary Complimentary Book Now Website Inquiry Available Online Website solutions made easy Read Details 45 min Complimentary Complimentary Book Now Photo Session - Standard Photography that tells your story Read Details 1 hr 30 min From 200 US dollars From $200 Book Now Photo Session - Extended Photography that tells your story Read Details 2 hr 30 min From 250 US dollars From $250 Book Now Photo Session - Premium Photography that tells your story Read Details 3 hr 30 min From 300 US dollars From $300 Book Now

Return to Main Tap the image to enlarge Dallas World Aquarium The Dallas World Aquarium is a unique, multi-level facility that showcases marine life from around the world. Located in downtown Dallas, it features vibrant exhibits of exotic fish, birds, and wildlife from diverse ecosystems, including tropical rainforests, aquatic environments, and the Amazon River. With interactive displays and educational programs, the aquarium offers an immersive experience for visitors of all ages. Related Information These photos were captured by John Fernando during his trip to the Dallas Aquarium in August 2024, mostly with a Fujifilm X-H2 camera paired with an XF16-80mm F4 R OIS WR lens. Notes While some of these photos have been edited for enhancement, most remain raw and unedited.

Discover the story behind John Fernando, also known as The Hustle Guy. A photographer, web designer, and creative professional, John is dedicated to blending artistry with functionality to bring innovative ideas to life. The Push I Didn'T Know I Needed Photography has always been something I loved, but actually taking the leap to pursue it? That took a little push. Bernie (wearing a white shirt) and Matthew (wearing a black shirt) are the two people who inspired me to go for it. Without them, I’d probably still be stuck wondering if I should follow my passion. Bernie’s always been the one to push me, like telling me, 'Go buy your camera already, let’s go shoot together.' Matthew, on the other hand, just has this way of making his passion for photography contagious. Seeing his work and hearing his stories got me wanting to do the same. Thanks to both of them, I finally stopped second-guessing and started doing what I love. Every photo I take now reminds me of their belief in me, and I’m so grateful for that." Matthew @lighteninglightsphotography Bernie @____________bar PHOTO BY: BERNIE ROMERO location: DALLAS, TX Get to Know Me Hey, I’m John, a Texas-based photographer and Wix web designer who loves capturing moments and bringing ideas to life online. Photography lets me freeze the little things, capturing the emotions, stories, and connections. And when it comes to web design, I get to turn those stories into digital spaces that feel just as personal and engaging. I’m all about collaborating, bouncing around ideas, and seeing where creativity takes us. Every project teaches me something new, and I’m always striving to grow and make work that resonates. Whether I’m behind the camera or building a website, I’m here to create something that leaves a lasting impression. Best regards, John Fernando Contact PHOTO BY: TESS VILLAREY location: FUJIKAWAGUCHIKO, JAPAN How It All Started While working on my degree as a full-time college student, I also had a full-time job on weekends to help cover my educational expenses. I knew I needed to save more money for college. I did not want to take on another traditional job. I often found myself scrolling through LinkedIn and Indeed for opportunities. At some point, I realized that instead of searching for another job, I could make money doing what I love. With skills in photography, blogging, graphic design, and building Wix websites, I saw that I did not have to choose just one. I could pursue all of them and turn my passions into something profitable. I started taking on photography projects. I shared my experiences through blogging. I created graphics and developed websites. Each project gave me a sense of purpose and excitement. I was not just working to earn a paycheck. I was building something of my own, doing what I enjoyed. Balancing school, my weekend job, and my side projects was not always easy. The satisfaction I got from following my interests made it worth it. It taught me that with dedication and creativity, it is possible to create opportunities and find success on your own terms. PHOTO BY: KRISTINE VAZQUETELLES location: DESTIN, FLORIDA BUILDING MY WEBSITE I started building this website as soon as I had a clear goal for my side hustle. Once the idea clicked, I jumped into planning, designing, and making it happen. Each day has been a learning experience, pushing me to improve along the way. I have spent a lot of time researching market trends, figuring out what works, and focusing on making the user experience better. I also put a lot of effort into refining the content to make sure everything fits my vision of a successful online platform. There have been challenges, but they have helped me grow and refine my approach. Every decision, from design choices to content updates, has been part of the journey to make this platform feel authentic and effective. It has been a mix of trial and error, but each step brings me closer to creating something meaningful and lasting. WEB DESIGN: Made using WIX Studio PREVIEW: As of March 2025 HOW IT WAS MADE Building my website with the Wix Editor and Wix Studio was a real journey. The Wix Editor is super easy to use, making it simple to drag and drop elements. But the real challenge came in figuring out how the final site would look and making sure it was user-friendly for my future clients. I wanted the site to be simple but interactive, and that balance took a lot more time and effort than I thought. Still, seeing the finished product that really captured my vision made it all worth it. Even though I was happy with the original design, I knew I could make it better. I wanted to make the site more engaging and interactive for visitors. That’s when I decided to redesign it using Wix Studio, a more advanced design platform that offers greater customization and flexibility. With Wix Studio, I was able to refine the layout, add new interactive features, and make sure the navigation was smooth and easy to use.The redesign took time and effort, but it paid off. Now, the website not only looks better but also offers a more enjoyable experience for my clients. I’m also getting used to Squarespace and Webflow to expand my skills in website design. I’m excited to see how these platforms compare and how I can incorporate their features into future projects. Gear & Services I Rely On TRUSTED gear PHOTO BY: JOHN FERNANDO location: ARLINGTON, TX INTRODUCING daisy🌼 This is my ride-or-die, Daisy, who completely stole my heart. I adopted her on July 29, 2023, when she was just 4 months old. At the shelter, she went by the name Azula, but the moment I met her, I knew she needed a name that felt more like home. That is when Daisy became her name, and she has been filling my days with joy ever since. Daisy is a beautiful mix of Retriever, Labrador, and Great Pyrenees, and she carries the best traits of all three. She was born on March 18, 2023, and has this gentle, loving spirit with a playful side that always keeps me on my toes. Her personality is so sweet, but she demands a lot of attention, which is just how I like it. Whether she is running around the yard or curled up next to me, Daisy is the best companion anyone could ask for. I am beyond grateful that she chose me that day at the shelter. She is truly a gift.

Explore the Sitemap for John Fernando | The Hustle Guy. Navigate easily through my website to find photography, web design services, blog posts, and more. SITE MAP Don't get lost, I'm here to guide you! ABOUT Get to know me How it all started Website Creation How it was made The Push Portfolio Photography Style Location Most Viewed Most Liked Projects Completed Projects Current Projects Future Projects Project Reviews Blogs Latest Blog Photos & Videos Travel / Food General / Tips Updates / News Store All Products THG Merch Creative Visuals Digital Downloads Limited Offers SERVICES All Services Consultations Photography Web Services Graphic Designs ACCOUNT Manage Your Account Creating an Account Request to Delete your Account Current & Previous Booking Account & Purchase History WEB FEATURES Mailing List Search Accessibility Site Map System Status Contact Contact & Information General Inquiry Booking Business Information Work Location Contact Form Legal Terms of Use Privacy Policy Cookies Policy Copyright Policy Return & Refund GENERAL Photo booth + Finance Updater Changelog Instagram LinkedIn Feedback